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refinance lenders · HMDA 2023–2025

Refinance lenders in Wayne County, Michigan

Fat Boy Data analyzed mortgage refinance activity in Wayne County, Michigan, home to Detroit, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,562 applications were decided by 284 lenders between 2023 and 2025.

Wayne County at a glance

284Active lenders74 with 20+ decisions
72.5%Market approval rate9,110 of 12,562 decided
$195KTypical loanmedian lender, $10K brackets
92%Borrower take-up8,401 loans funded

How Wayne County compares

Approval rate compared
Wayne County72.5%Michigan78.1%All 616 counties76.5%
Typical loan compared
Wayne County$195KMichigan$145KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Wayne County, MI, 1,189 of them.

The Mortgage Link, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 77.

Lenders approved 72.5% of mortgage refinance applications in Wayne County, MI, 5.5 percentage points below the Michigan rate of 78.1%.

The typical mortgage refinance here is $195K, 34% larger than the Michigan typical of $145K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 0% approved of 60One lender: 8% approved of 37One lender: 11% approved of 47One lender: 23% approved of 252One lender: 34% approved of 35One lender: 35% approved of 40One lender: 43% approved of 238One lender: 46% approved of 142One lender: 52% approved of 56One lender: 53% approved of 295One lender: 56% approved of 391One lender: 57% approved of 44Comerica Bank: 57% approved of 669One lender: 62% approved of 210One lender: 64% approved of 80One lender: 65% approved of 158One lender: 65% approved of 51Citizens Bank, National Association: 68% approved of 1,256One lender: 68% approved of 335One lender: 71% approved of 28One lender: 72% approved of 116One lender: 73% approved of 44One lender: 73% approved of 104One lender: 73% approved of 41One lender: 74% approved of 31One lender: 76% approved of 375One lender: 76% approved of 38One lender: 77% approved of 47One lender: 79% approved of 77Rocket Mortgage, LLC: 79% approved of 1,582One lender: 80% approved of 173One lender: 80% approved of 178United Wholesale Mortgage, LLC: 81% approved of 1,683One lender: 82% approved of 79One lender: 83% approved of 47One lender: 83% approved of 30One lender: 84% approved of 110Dfcu Financial: 84% approved of 591One lender: 85% approved of 46One lender: 85% approved of 121One lender: 85% approved of 82One lender: 86% approved of 29One lender: 87% approved of 109One lender: 88% approved of 96One lender: 88% approved of 137One lender: 89% approved of 45One lender: 89% approved of 28One lender: 90% approved of 51One lender: 91% approved of 91One lender: 92% approved of 71One lender: 93% approved of 57One lender: 93% approved of 45One lender: 94% approved of 221One lender: 94% approved of 34One lender: 95% approved of 41One lender: 95% approved of 64One lender: 97% approved of 96One lender: 98% approved of 66One lender: 100% approved of 77One lender: 100% approved of 30

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Wayne County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only81%1,365 / 1,68397%$245K1,321
2Rocket Mortgage, LLC79%1,255 / 1,58295%$205K1,189
3Citizens Bank, National Association68%848 / 1,25695%$115K805
4Comerica Bank57%384 / 66993%$105K358
5Dfcu Financial84%497 / 59187%$85K431

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 279 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Wayne County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Wayne County

The Huntington National BankPNC Bank, National AssociationFifth Third Bank, National AssociationBank of America, National AssociationDiscover BankLakeview Loan Servicing, LLCFreedom Mortgage CorporationRoyal United Mortgage LLCMichigan Schools and GovernmentFirst Merchants BankFlagstar Bank, National AssociationNewrez LLCPennymac Loan Services, LLCORSA credit unionCommunity ChoiceZeal Credit UnionJPMorgan Chase Bank, National AssociationMichigan First Credit UnionUnion Home Mortgage Corp.Advia Credit UnionLake Michigan Credit UnionVillage Capital & Investment LLCMortgage Research Center, LLCGenisys Credit UnionThe Mortgage Link, Inc.Nationstar Mortgage LLCMortgage 1 IncorporatedThe Loan Store, Inc.Crosscountry Mortgage, LLCHfg Holdings, LLC

Other lending data for Wayne County

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Nearby markets

All lending in Wayne CountyCounty overviewRefinance across MichiganStatewideMacomb CountyNearby countyMonroe CountyNearby countyOakland CountyNearby countyWashtenaw CountyNearby county