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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Wayne County, Michigan

Fat Boy Data analyzed cash-out refinance activity in Wayne County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 18,364 applications were decided by 296 lenders between 2023 and 2025.

Wayne County at a glance

296Active lenders81 with 20+ decisions
66.6%Market approval rate12,234 of 18,364 decided
$115KTypical loanmedian lender, $10K brackets
95%Borrower take-up11,640 loans funded

How Wayne County compares

Approval rate compared
Wayne County66.6%Michigan71.5%All 616 counties68.2%
Typical loan compared
Wayne County$115KMichigan$125KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Wayne County, MI, 4,211 of them.

That is 36% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Gold Star Mortgage Financial Group, Corporation approved the highest share of applications among lenders with at least 20 decisions here, 96% of 51.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Hfg Holdings, LLC: 0% approved of 94Mortgage Research Center, LLC: 11% approved of 185Amerisave Mortgage Corporation: 19% approved of 1,186American Financing Corporation: 30% approved of 93Lakeview Loan Servicing, LLC: 31% approved of 139Spring Eq, LLC: 33% approved of 45Navy Federal Credit Union: 35% approved of 92New Day Financial, LLC: 35% approved of 250Diversified Members: 37% approved of 217New American Funding, LLC: 38% approved of 213Carrington Mortgage Services, LLC: 43% approved of 306Lake Trust Credit Union: 46% approved of 46Newrez LLC: 47% approved of 549Village Capital & Investment LLC: 49% approved of 104Mutual of Omaha Mortgage, Inc.: 51% approved of 88Michigan First Credit Union: 51% approved of 380Wells Fargo Bank, National Association: 54% approved of 81Member First Mortgage, LLC: 55% approved of 77Fifth Third Bank, National Association: 57% approved of 60Loandepot.Com, LLC: 57% approved of 392Ruoff Mortgage Company, Inc.: 57% approved of 35Comerica Bank: 61% approved of 62Credit Union One: 64% approved of 385Freedom Mortgage Corporation: 65% approved of 292Plaza Home Mortgage, Inc.: 66% approved of 68Pennymac Loan Services, LLC: 67% approved of 172Sun West Mortgage Company, Inc.: 69% approved of 48ADVANTAGE ONE Credit Union: 70% approved of 40The Huntington National Bank: 70% approved of 484Citizens Bank, National Association: 70% approved of 128Flagstar Bank, National Association: 73% approved of 350Guaranteed Rate, Inc.: 73% approved of 62JPMorgan Chase Bank, National Association: 73% approved of 241Michigan Schools and Government: 73% approved of 83Top Flite Financial, Inc.: 74% approved of 38The Federal Savings Bank: 74% approved of 38Onity Mortgage Corporation: 74% approved of 43United Wholesale Mortgage, LLC: 74% approved of 1,809Community Choice: 75% approved of 193GoodLeap, LLC: 77% approved of 100Genisys Credit Union: 78% approved of 41Rocket Mortgage, LLC: 79% approved of 5,477Equity Prime Mortgage LLC: 80% approved of 83Nationstar Mortgage LLC: 80% approved of 368Extra: 81% approved of 32ORSA credit union: 83% approved of 349Crosscountry Mortgage, LLC: 83% approved of 81Vibe Credit Union: 86% approved of 369Michigan Mutual, Inc.: 87% approved of 52Primelending, A Plainscapital Company: 87% approved of 67Mortgage 1 Incorporated: 87% approved of 85Union Home Mortgage Corp.: 88% approved of 52Dearborn Federal Savings Bank: 92% approved of 37The Mortgage Link, Inc.: 94% approved of 62Dfcu Financial: 94% approved of 230Staunton Financial, Inc.: 94% approved of 53American Financial Network, Inc.: 95% approved of 37Mortgage Center L.C.: 95% approved of 107Gold Star Mortgage Financial Group, Corporation: 96% approved of 51Coastal Community Bank: 100% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Wayne County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC79%4,330 / 5,47797%$115K4,211
2United Wholesale Mortgage, LLCBroker only74%1,347 / 1,80997%$155K1,308
3Amerisave Mortgage Corporation19%223 / 1,18697%$85K217
4Newrez LLC47%260 / 54998%$105K256
5The Huntington National Bank70%340 / 48495%$145K324

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 291 more lenders.

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Other lending data for Wayne County

Mortgage lenders in Wayne CountyHome improvement loans in Wayne CountyRefinance in Wayne CountyInvestment property purchase in Wayne CountyInvestment cash-out refinance in Wayne CountyInvestment refinance in Wayne CountyInvestment home improvement in Wayne County

Nearby markets

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