Air Academy Federal Credit Union mortgage approval rate & lending review
Air Academy Federal Credit Union decided 602 mortgage applications and funded 523 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Air Academy Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Air Academy Federal Credit Union at a glance
Approval is 16.5 points above the 75.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 201 / 204 | 92% | $405K | 184 |
| Cash-out refinance | 89% | 301 / 338 | 97% | $105K | 291 |
Air Academy Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 92% | $105K | 543 | 471 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Air Academy Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| El Paso County, CO | Cash-out refinance | 91% | 195 | 173 |
| Douglas County, CO | Cash-out refinance | 86% | 84 | 69 |
The county markets where Air Academy Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Air Academy Federal Credit Union
What is Air Academy Federal Credit Union's mortgage approval rate?
Air Academy Federal Credit Union approved 92.4% of the 602 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.5 points above the 75.9% national rate for the same mix of loan types.
How often do borrowers take the loan Air Academy Federal Credit Union offers?
Borrowers accepted 94% of the loans Air Academy Federal Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Air Academy Federal Credit Union make?
The typical cash-out refinance loan Air Academy Federal Credit Union made was $105K; across all loan types its typical loan ran from $105K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Air Academy Federal Credit Union lend?
Air Academy Federal Credit Union decided applications in 24 of the states Fat Boy Data covers, most of them in Colorado, Arizona and Florida.
Can I apply to Air Academy Federal Credit Union directly?
Yes. Air Academy Federal Credit Union is a bank or credit union with 8 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Air Academy Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Air Academy Federal Credit Union treats applications, then get a rate quote from the lender.