HomeColoradoEl Paso CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in El Paso County, Colorado

Fat Boy Data analyzed cash-out refinance activity in El Paso County, Colorado to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,377 applications were decided by 294 lenders between 2023 and 2025.

El Paso County at a glance

294Active lenders55 with 20+ decisions
69.1%Market approval rate6,481 of 9,377 decided
$275KTypical loanmedian lender, $10K brackets
91%Borrower take-up5,902 loans funded

How El Paso County compares

Approval rate compared
El Paso County69.1%Colorado69.4%All 616 counties68.2%
Typical loan compared
El Paso County$275KColorado$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in El Paso County, CO, 1,214 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 42.

The typical cash-out refinance here is $275K, 49% larger than the Colorado typical of $185K.

Approval rate of all 55 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 20% approved of 247Amerisave Mortgage Corporation: 24% approved of 344Network Capital Funding Corporation: 30% approved of 23American Financing Corporation: 31% approved of 142New Day Financial, LLC: 34% approved of 176Lakeview Loan Servicing, LLC: 39% approved of 80Carrington Mortgage Services, LLC: 40% approved of 268Spring Eq, LLC: 44% approved of 68Village Capital & Investment LLC: 49% approved of 119Wells Fargo Bank, National Association: 54% approved of 70Bellco: 56% approved of 59The Huntington National Bank: 57% approved of 51Newrez LLC: 58% approved of 274USAA Federal Savings Bank: 59% approved of 39Plaza Home Mortgage, Inc.: 59% approved of 39New American Funding, LLC: 60% approved of 102Navy Federal Credit Union: 62% approved of 172Mutual of Omaha Mortgage, Inc.: 63% approved of 57U.S. Bank National Association: 65% approved of 77Quorum Federal Credit Union: 67% approved of 30Leaderone Financial Corporation: 67% approved of 27Advantagefirst Lending Inc.: 68% approved of 37Sun West Mortgage Company, Inc.: 69% approved of 64Loandepot.Com, LLC: 70% approved of 220Equity Prime Mortgage LLC: 70% approved of 40Wings Credit Union: 71% approved of 782Pennymac Loan Services, LLC: 74% approved of 202Flagstar Bank, National Association: 74% approved of 74JPMorgan Chase Bank, National Association: 74% approved of 39Freedom Mortgage Corporation: 75% approved of 346Credit Union of Colorado, A Federal Credit Union: 75% approved of 53United Wholesale Mortgage, LLC: 77% approved of 936GoodLeap, LLC: 78% approved of 163The Federal Savings Bank: 78% approved of 136NBH Bank: 78% approved of 32Guaranteed Rate, Inc.: 79% approved of 34Security Service Federal Credit Union: 80% approved of 261Onity Mortgage Corporation: 80% approved of 20Rocket Mortgage, LLC: 80% approved of 1,566Planet Home Lending, LLC: 81% approved of 36Nationstar Mortgage LLC: 88% approved of 144Integrity Mortgage & Financial Incorporated: 89% approved of 27Fairway Independent Mortgage Corporation: 90% approved of 39Magnolia Bank, Incorporated: 90% approved of 31Air Academy Federal Credit Union: 91% approved of 195Northpointe Bank: 91% approved of 35Mortgage Solutions of Colorado, LLC: 92% approved of 85Cmg Mortgage, Inc.: 92% approved of 25Guild Mortgage Company LLC: 92% approved of 51The Central Trust Bank: 92% approved of 26Veritas Funding, LLC: 95% approved of 22Crosscountry Mortgage, LLC: 96% approved of 27Coastal Community Bank: 98% approved of 41Movement Mortgage, LLC: 100% approved of 42United Mortgage Corp.: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in El Paso County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%1,255 / 1,56697%$175K1,214
2United Wholesale Mortgage, LLCBroker only77%723 / 93698%$345K709
3Wings Credit Union71%552 / 78259%$285K324
4Freedom Mortgage Corporation75%259 / 34696%$365K248
5Amerisave Mortgage Corporation24%83 / 34496%$195K80

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 289 more lenders.

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