Lender profile · HMDA 2023–2025
Alcoa Tenn Federal Credit Union mortgage approval rates & lending data
Alcoa Tenn Federal Credit Union decided 369 mortgage applications and funded 290 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 91 / 95 | 86% | $205K | 78 |
| Cash-out refinance | 85% | 187 / 220 | 92% | $105K | 172 |
| Refinance | 74% | 26 / 35 | 92% | $165K | 24 |
Alcoa Tenn Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 87% | $105K | 369 | 290 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.