Lender profile · HMDA 2023–2025
Pinnacle Bank (Tennessee) mortgage approval rates & lending data
Pinnacle Bank (Tennessee) decided 15,944 mortgage applications and funded 12,550 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 7,169 / 7,905 | 97% | $285K | 6,951 |
| Home improvement loans | 73% | 2,962 / 4,054 | 84% | $105K | 2,484 |
| Cash-out refinance | 76% | 353 / 463 | 96% | $295K | 340 |
| Refinance | 81% | 1,131 / 1,398 | 89% | $235K | 1,006 |
| Investment property purchase | 94% | 1,455 / 1,551 | 95% | $135K | 1,380 |
| Investment cash-out refinance | 72% | 65 / 90 | 95% | $215K | 62 |
| Investment refinance | 84% | 204 / 244 | 88% | $245K | 179 |
| Investment home improvement | 69% | 166 / 239 | 89% | $145K | 148 |
Pinnacle Bank (Tennessee) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 87% | $305K | 8,546 | 6,941 |
| North Carolina | 82% | $205K | 3,562 | 2,702 |
| South Carolina | 82% | $295K | 1,316 | 987 |
| Georgia | 75% | $105K | 821 | 545 |
| Alabama | 89% | $175K | 650 | 561 |
| Florida | 79% | $435K | 228 | 165 |
| Mississippi | 90% | $265K | 196 | 175 |
| Maryland | 74% | $105K | 159 | 103 |
| Virginia | 79% | $175K | 98 | 64 |
| Kentucky | 88% | $185K | 85 | 69 |
| Arkansas | 100% | $115K | 35 | 35 |
| Texas | 86% | $445K | 35 | 28 |
| California | 85% | $995K | 27 | 21 |
| District of Columbia | 78% | $145K | 27 | 17 |
| Ohio | 88% | $125K | 17 | 15 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.