Churchill Mortgage Corporation mortgage approval rate & lending review
Churchill Mortgage Corporation decided 16,324 mortgage applications and funded 13,789 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Churchill Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to churchillmortgage.com.
Churchill Mortgage Corporation at a glance
Approval is 10.1 points above the 85.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 12,855 / 13,272 | 89% | $295K | 11,452 |
| Cash-out refinance | 85% | 1,017 / 1,191 | 86% | $245K | 876 |
| Refinance | 90% | 942 / 1,048 | 86% | $285K | 808 |
| Investment property purchase | 95% | 604 / 635 | 88% | $215K | 532 |
| Investment cash-out refinance | 86% | 93 / 108 | 81% | $155K | 75 |
| Investment refinance | 92% | 60 / 65 | 73% | $235K | 44 |
Churchill Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 97% | $365K | 1,896 | 1,647 |
| Texas | 94% | $295K | 1,768 | 1,419 |
| Michigan | 99% | $265K | 1,175 | 1,075 |
| Washington | 95% | $375K | 958 | 805 |
| California | 96% | $465K | 936 | 745 |
| Florida | 90% | $285K | 895 | 725 |
| Nebraska | 98% | $265K | 812 | 741 |
| Indiana | 97% | $145K | 770 | 693 |
| Maryland | 96% | $365K | 719 | 629 |
| Ohio | 96% | $205K | 666 | 576 |
| Idaho | 94% | $385K | 496 | 409 |
| Oregon | 95% | $395K | 449 | 388 |
| North Carolina | 95% | $295K | 446 | 358 |
| Georgia | 94% | $355K | 356 | 297 |
| South Carolina | 96% | $275K | 312 | 275 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Churchill Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Davidson County, TN | Mortgage lenders | 97% | 508 | 446 |
| Douglas County, NE | Mortgage lenders | 99% | 426 | 395 |
| Kent County, MI | Mortgage lenders | 99% | 378 | 357 |
| Elkhart County, IN | Mortgage lenders | 98% | 377 | 355 |
| Williamson County, TN | Mortgage lenders | 99% | 284 | 259 |
| Sarpy County, NE | Mortgage lenders | 98% | 231 | 215 |
| Ada County, ID | Mortgage lenders | 98% | 213 | 180 |
| Ottawa County, MI | Mortgage lenders | 100% | 171 | 167 |
| Benton County, WA | Mortgage lenders | 99% | 169 | 148 |
| Missoula County, MT | Mortgage lenders | 99% | 156 | 146 |
| Rutherford County, TN | Mortgage lenders | 95% | 152 | 136 |
| Canyon County, ID | Mortgage lenders | 97% | 152 | 135 |
The county markets where Churchill Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Churchill Mortgage Corporation
What is Churchill Mortgage Corporation's mortgage approval rate?
Churchill Mortgage Corporation approved 95.4% of the 16,324 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.1 points above the 85.3% national rate for the same mix of loan types.
How often do borrowers take the loan Churchill Mortgage Corporation offers?
Borrowers accepted 89% of the loans Churchill Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Churchill Mortgage Corporation make?
The typical home purchase mortgage loan Churchill Mortgage Corporation made was $295K; across all loan types its typical loan ran from $155K to $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Churchill Mortgage Corporation lend?
Churchill Mortgage Corporation decided applications in 48 of the states Fat Boy Data covers, most of them in Tennessee, Texas and Michigan.
Can I apply to Churchill Mortgage Corporation directly?
Yes. Churchill Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is churchillmortgage.com.
Does this page show Churchill Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Churchill Mortgage Corporation treats applications, then get a rate quote from the lender.