FirstBank (Tennessee) mortgage approval rate & lending review
FirstBank (Tennessee) decided 16,105 mortgage applications and funded 10,078 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions FirstBank (Tennessee) reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
FirstBank (Tennessee) at a glance
Approval is 12.9 points below the 86.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 71% | 9,597 / 13,555 | 83% | $295K | 7,936 |
| Cash-out refinance | 85% | 390 / 458 | 97% | $315K | 379 |
| Refinance | 93% | 466 / 502 | 98% | $415K | 458 |
| Investment property purchase | 86% | 1,065 / 1,242 | 93% | $225K | 994 |
| Investment cash-out refinance | 84% | 98 / 117 | 99% | $185K | 97 |
| Investment refinance | 95% | 166 / 175 | 98% | $255K | 162 |
| Investment home improvement | 95% | 35 / 37 | 100% | $135K | 35 |
FirstBank (Tennessee) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 90% | $355K | 5,417 | 4,711 |
| Alabama | 78% | $265K | 5,329 | 3,619 |
| Texas | 34% | $95K | 2,512 | 282 |
| Georgia | 81% | $215K | 961 | 728 |
| Mississippi | 51% | $35K | 767 | 181 |
| Florida | 53% | $165K | 510 | 158 |
| Kentucky | 73% | $275K | 165 | 96 |
| Oklahoma | 81% | $75K | 154 | 35 |
| North Carolina | 97% | $375K | 30 | 28 |
| South Carolina | 97% | $445K | 30 | 29 |
| Missouri | 100% | $215K | 24 | 24 |
| Ohio | 95% | $185K | 21 | 20 |
| Louisiana | 95% | $325K | 20 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where FirstBank (Tennessee) lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Madison County, AL | Mortgage lenders | 96% | 1,049 | 988 |
| Hamilton County, TN | Mortgage lenders | 94% | 884 | 807 |
| Davidson County, TN | Mortgage lenders | 93% | 828 | 770 |
| Rutherford County, TN | Mortgage lenders | 95% | 694 | 654 |
| Jefferson County, AL | Mortgage lenders | 83% | 674 | 519 |
| Shelby County, AL | Mortgage lenders | 84% | 523 | 411 |
| Williamson County, TN | Mortgage lenders | 97% | 402 | 387 |
| Baldwin County, AL | Mortgage lenders | 75% | 552 | 326 |
| Whitfield County, GA | Mortgage lenders | 90% | 358 | 319 |
| Limestone County, AL | Mortgage lenders | 92% | 248 | 223 |
| Knox County, TN | Mortgage lenders | 73% | 313 | 199 |
| Wilson County, TN | Mortgage lenders | 85% | 233 | 190 |
The county markets where FirstBank (Tennessee) made the most loans. Each link opens that market with every lender ranked.
Questions about FirstBank (Tennessee)
What is FirstBank (Tennessee)'s mortgage approval rate?
FirstBank (Tennessee) approved 73.5% of the 16,105 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.9 points below the 86.4% national rate for the same mix of loan types.
How often do borrowers take the loan FirstBank (Tennessee) offers?
Borrowers accepted 85% of the loans FirstBank (Tennessee) approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does FirstBank (Tennessee) make?
The typical home purchase mortgage loan FirstBank (Tennessee) made was $295K; across all loan types its typical loan ran from $135K to $415K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does FirstBank (Tennessee) lend?
FirstBank (Tennessee) decided applications in 42 of the states Fat Boy Data covers, most of them in Tennessee, Alabama and Texas.
Can I apply to FirstBank (Tennessee) directly?
Yes. FirstBank (Tennessee) is a bank or credit union with 141 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show FirstBank (Tennessee)'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how FirstBank (Tennessee) treats applications, then get a rate quote from the lender.