America's Credit Union, A mortgage approval rate & lending review
America's Credit Union, A decided 597 mortgage applications and funded 495 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions America's Credit Union, A reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
America's Credit Union, A at a glance
Approval is 19.9 points above the 67.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 60 / 60 | 98% | $475K | 59 |
| Home improvement loans | 87% | 353 / 407 | 95% | $105K | 336 |
| Refinance | 95% | 59 / 62 | 95% | $175K | 56 |
| Investment home improvement | 66% | 19 / 29 | 89% | $165K | 17 |
America's Credit Union, A lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 87% | $105K | 591 | 490 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where America's Credit Union, A lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Pierce County, WA | Home improvement loans | 85% | 249 | 204 |
| Thurston County, WA | Home improvement loans | 91% | 106 | 91 |
| Pierce County, WA | Refinance | 97% | 36 | 33 |
| King County, WA | Home improvement loans | 92% | 25 | 20 |
The county markets where America's Credit Union, A made the most loans. Each link opens that market with every lender ranked.
Questions about America's Credit Union, A
What is America's Credit Union, A's mortgage approval rate?
America's Credit Union, A approved 86.9% of the 597 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 19.9 points above the 67.0% national rate for the same mix of loan types.
How often do borrowers take the loan America's Credit Union, A offers?
Borrowers accepted 95% of the loans America's Credit Union, A approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does America's Credit Union, A make?
The typical home improvement loan loan America's Credit Union, A made was $105K; across all loan types its typical loan ran from $105K to $475K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does America's Credit Union, A lend?
America's Credit Union, A decided applications in 3 of the states Fat Boy Data covers, most of them in Washington, Oregon and Idaho.
Can I apply to America's Credit Union, A directly?
Yes. America's Credit Union, A is a bank or credit union with 12 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show America's Credit Union, A's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how America's Credit Union, A treats applications, then get a rate quote from the lender.