Lender profile · HMDA 2023–2025
America's Credit Union, A mortgage approval rates & lending data
America's Credit Union, A decided 597 mortgage applications and funded 495 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 60 / 60 | 98% | $475K | 59 |
| Home improvement loans | 87% | 353 / 407 | 95% | $105K | 336 |
| Refinance | 95% | 59 / 62 | 95% | $175K | 56 |
| Investment home improvement | 66% | 19 / 29 | 89% | $165K | 17 |
America's Credit Union, A lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 87% | $105K | 591 | 490 |
| Oregon | 80% | $85K | 5 | 4 |
| Idaho | 100% | $225K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.