American Bancshares Mortgage, LLC mortgage approval rate & lending review
American Bancshares Mortgage, LLC decided 1,476 mortgage applications and funded 1,348 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions American Bancshares Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to myabsm.com.
American Bancshares Mortgage, LLC at a glance
Approval is 5.2 points above the 86.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 1,137 / 1,231 | 100% | $235K | 1,135 |
| Cash-out refinance | 81% | 57 / 70 | 100% | $295K | 57 |
| Investment property purchase | 90% | 113 / 126 | 100% | $275K | 113 |
| Investment cash-out refinance | 96% | 27 / 28 | 100% | $255K | 27 |
American Bancshares Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 91% | $235K | 1,435 | 1,309 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where American Bancshares Mortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Marion County, FL | Mortgage lenders | 94% | 453 | 428 |
| Marion County, FL | Investment property purchase | 100% | 25 | 25 |
The county markets where American Bancshares Mortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about American Bancshares Mortgage, LLC
What is American Bancshares Mortgage, LLC's mortgage approval rate?
American Bancshares Mortgage, LLC approved 91.5% of the 1,476 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.2 points above the 86.3% national rate for the same mix of loan types.
How often do borrowers take the loan American Bancshares Mortgage, LLC offers?
Borrowers accepted 100% of the loans American Bancshares Mortgage, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does American Bancshares Mortgage, LLC make?
The typical home purchase mortgage loan American Bancshares Mortgage, LLC made was $235K; across all loan types its typical loan ran from $235K to $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does American Bancshares Mortgage, LLC lend?
American Bancshares Mortgage, LLC decided applications in 16 of the states Fat Boy Data covers, most of them in Florida, New Jersey and Georgia.
Can I apply to American Bancshares Mortgage, LLC directly?
Yes. American Bancshares Mortgage, LLC reports as a direct lender that takes applications from borrowers. Its website is myabsm.com.
Does this page show American Bancshares Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how American Bancshares Mortgage, LLC treats applications, then get a rate quote from the lender.