Crosscountry Mortgage, LLC mortgage approval rate & lending review
Crosscountry Mortgage, LLC decided 273,157 mortgage applications and funded 259,794 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Crosscountry Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to crosscountrymortgage.com.
Crosscountry Mortgage, LLC at a glance
Approval is 11.1 points above the 85.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 204,014 / 209,799 | 99% | $345K | 202,345 |
| Home improvement loans | 73% | 2,550 / 3,513 | 81% | $95K | 2,059 |
| Cash-out refinance | 91% | 13,751 / 15,041 | 98% | $285K | 13,480 |
| Refinance | 96% | 17,189 / 17,946 | 97% | $385K | 16,739 |
| Investment property purchase | 96% | 20,585 / 21,438 | 99% | $275K | 20,329 |
| Investment cash-out refinance | 94% | 2,568 / 2,721 | 98% | $295K | 2,528 |
| Investment refinance | 94% | 1,970 / 2,104 | 98% | $305K | 1,934 |
| Investment home improvement | 73% | 433 / 595 | 88% | $125K | 380 |
Crosscountry Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 95% | $355K | 31,332 | 29,280 |
| Ohio | 97% | $205K | 24,729 | 23,780 |
| California | 98% | $675K | 23,042 | 22,105 |
| Pennsylvania | 97% | $285K | 20,478 | 19,717 |
| New Jersey | 95% | $465K | 18,555 | 17,351 |
| Texas | 97% | $345K | 16,657 | 15,899 |
| Illinois | 96% | $315K | 14,247 | 13,434 |
| New York | 95% | $495K | 13,383 | 12,508 |
| Arizona | 97% | $335K | 12,130 | 11,593 |
| Washington | 97% | $485K | 10,395 | 10,022 |
| Massachusetts | 96% | $515K | 10,110 | 9,652 |
| North Carolina | 97% | $295K | 7,699 | 7,410 |
| Minnesota | 98% | $315K | 6,433 | 6,291 |
| Georgia | 94% | $325K | 6,073 | 5,603 |
| Colorado | 98% | $455K | 5,518 | 5,339 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Crosscountry Mortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cook County, IL | Mortgage lenders | 96% | 5,962 | 5,664 |
| Cuyahoga County, OH | Mortgage lenders | 97% | 4,006 | 3,862 |
| Maricopa County, AZ | Mortgage lenders | 97% | 3,779 | 3,646 |
| Palm Beach County, FL | Mortgage lenders | 97% | 3,641 | 3,492 |
| Philadelphia County, PA | Mortgage lenders | 98% | 3,091 | 2,989 |
| King County, WA | Mortgage lenders | 98% | 2,924 | 2,859 |
| Pima County, AZ | Mortgage lenders | 97% | 2,721 | 2,624 |
| San Diego County, CA | Mortgage lenders | 99% | 2,561 | 2,512 |
| Summit County, OH | Mortgage lenders | 98% | 2,300 | 2,240 |
| Middlesex County, MA | Mortgage lenders | 98% | 2,116 | 2,054 |
| Montgomery County, PA | Mortgage lenders | 99% | 1,994 | 1,965 |
| Hennepin County, MN | Mortgage lenders | 99% | 1,966 | 1,932 |
The county markets where Crosscountry Mortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Crosscountry Mortgage, LLC
What is Crosscountry Mortgage, LLC's mortgage approval rate?
Crosscountry Mortgage, LLC approved 96.3% of the 273,157 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.1 points above the 85.2% national rate for the same mix of loan types.
How often do borrowers take the loan Crosscountry Mortgage, LLC offers?
Borrowers accepted 99% of the loans Crosscountry Mortgage, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Crosscountry Mortgage, LLC make?
The typical home purchase mortgage loan Crosscountry Mortgage, LLC made was $345K; across all loan types its typical loan ran from $95K to $385K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Crosscountry Mortgage, LLC lend?
Crosscountry Mortgage, LLC decided applications in 52 of the states Fat Boy Data covers, most of them in Florida, Ohio and California.
Can I apply to Crosscountry Mortgage, LLC directly?
Yes. Crosscountry Mortgage, LLC reports as a direct lender that takes applications from borrowers. Its website is crosscountrymortgage.com.
Does this page show Crosscountry Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Crosscountry Mortgage, LLC treats applications, then get a rate quote from the lender.