Amerisave Mortgage Corporation mortgage approval rate & lending review
Amerisave Mortgage Corporation decided 156,853 mortgage applications and funded 40,726 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Amerisave Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to amerisave.com.
Amerisave Mortgage Corporation at a glance
Approval is 43.4 points below the 70.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 44% | 3,972 / 9,056 | 99% | $285K | 3,933 |
| Cash-out refinance | 26% | 35,090 / 133,180 | 97% | $105K | 34,127 |
| Refinance | 14% | 896 / 6,453 | 95% | $275K | 855 |
| Investment property purchase | 45% | 347 / 766 | 99% | $225K | 343 |
| Investment cash-out refinance | 21% | 1,449 / 6,970 | 98% | $105K | 1,415 |
| Investment refinance | 13% | 54 / 428 | 98% | $175K | 53 |
Amerisave Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 23% | $115K | 16,894 | 3,790 |
| California | 23% | $105K | 15,811 | 3,548 |
| Georgia | 26% | $115K | 8,813 | 2,231 |
| Texas | 26% | $185K | 7,999 | 1,986 |
| North Carolina | 31% | $125K | 7,407 | 2,225 |
| Pennsylvania | 27% | $105K | 7,223 | 1,892 |
| New Jersey | 28% | $115K | 6,606 | 1,784 |
| Illinois | 24% | $105K | 6,563 | 1,526 |
| Ohio | 27% | $95K | 6,222 | 1,628 |
| Arizona | 30% | $115K | 5,067 | 1,459 |
| Michigan | 26% | $85K | 4,905 | 1,236 |
| South Carolina | 30% | $95K | 4,161 | 1,223 |
| Tennessee | 29% | $135K | 3,868 | 1,092 |
| Massachusetts | 27% | $115K | 3,851 | 1,016 |
| Maryland | 28% | $95K | 3,824 | 1,022 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Amerisave Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Maricopa County, AZ | Cash-out refinance | 30% | 2,391 | 704 |
| Los Angeles County, CA | Cash-out refinance | 20% | 2,525 | 489 |
| Cook County, IL | Cash-out refinance | 19% | 2,501 | 470 |
| Riverside County, CA | Cash-out refinance | 23% | 1,503 | 337 |
| San Bernardino County, CA | Cash-out refinance | 25% | 1,214 | 298 |
| San Diego County, CA | Cash-out refinance | 25% | 1,057 | 262 |
| Gwinnett County, GA | Cash-out refinance | 26% | 984 | 248 |
| Mecklenburg County, NC | Cash-out refinance | 31% | 812 | 238 |
| Harris County, TX | Cash-out refinance | 25% | 918 | 219 |
| Wayne County, MI | Cash-out refinance | 19% | 1,186 | 217 |
| Prince George's County, MD | Cash-out refinance | 27% | 808 | 212 |
| Sacramento County, CA | Cash-out refinance | 28% | 723 | 200 |
The county markets where Amerisave Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Amerisave Mortgage Corporation
What is Amerisave Mortgage Corporation's mortgage approval rate?
Amerisave Mortgage Corporation approved 26.7% of the 156,853 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 43.4 points below the 70.0% national rate for the same mix of loan types.
How often do borrowers take the loan Amerisave Mortgage Corporation offers?
Borrowers accepted 97% of the loans Amerisave Mortgage Corporation approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Amerisave Mortgage Corporation make?
The typical cash-out refinance loan Amerisave Mortgage Corporation made was $105K; across all loan types its typical loan ran from $105K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Amerisave Mortgage Corporation lend?
Amerisave Mortgage Corporation decided applications in 50 of the states Fat Boy Data covers, most of them in Florida, California and Georgia.
Can I apply to Amerisave Mortgage Corporation directly?
Yes. Amerisave Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is amerisave.com.
Does this page show Amerisave Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Amerisave Mortgage Corporation treats applications, then get a rate quote from the lender.