Mortgage Research Center, LLC mortgage approval rate & lending review
Mortgage Research Center, LLC decided 200,218 mortgage applications and funded 146,080 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Mortgage Research Center, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to mortgageresearchcenter.org.
Mortgage Research Center, LLC at a glance
Approval is 9.3 points below the 83.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 126,933 / 141,720 | 99% | $305K | 125,535 |
| Cash-out refinance | 19% | 5,185 / 27,387 | 98% | $295K | 5,096 |
| Refinance | 52% | 14,913 / 28,651 | 97% | $315K | 14,445 |
| Investment property purchase | 76% | 885 / 1,168 | 97% | $175K | 860 |
| Investment cash-out refinance | 10% | 84 / 874 | 98% | $155K | 82 |
| Investment refinance | 16% | 65 / 418 | 95% | $275K | 62 |
Mortgage Research Center, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 69% | $325K | 20,722 | 14,173 |
| Texas | 77% | $295K | 19,942 | 15,101 |
| North Carolina | 77% | $265K | 12,442 | 9,395 |
| Georgia | 71% | $295K | 9,434 | 6,614 |
| Virginia | 78% | $355K | 8,698 | 6,736 |
| Ohio | 76% | $225K | 8,695 | 6,496 |
| California | 67% | $535K | 8,643 | 5,672 |
| Illinois | 77% | $285K | 7,479 | 5,649 |
| Pennsylvania | 72% | $235K | 7,469 | 5,330 |
| South Carolina | 72% | $275K | 6,912 | 4,952 |
| Tennessee | 80% | $305K | 6,430 | 5,064 |
| Arizona | 72% | $335K | 5,292 | 3,780 |
| Michigan | 72% | $245K | 5,085 | 3,641 |
| Alabama | 75% | $255K | 4,850 | 3,569 |
| Indiana | 74% | $235K | 4,776 | 3,503 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Mortgage Research Center, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Montgomery County, TN | Mortgage lenders | 97% | 2,379 | 2,289 |
| Cumberland County, NC | Mortgage lenders | 93% | 2,125 | 1,941 |
| Bexar County, TX | Mortgage lenders | 89% | 1,804 | 1,590 |
| Bell County, TX | Mortgage lenders | 92% | 1,556 | 1,413 |
| Onslow County, NC | Mortgage lenders | 94% | 1,414 | 1,308 |
| Harris County, TX | Mortgage lenders | 84% | 1,532 | 1,275 |
| Maricopa County, AZ | Mortgage lenders | 90% | 1,402 | 1,253 |
| Cook County, IL | Mortgage lenders | 84% | 1,392 | 1,153 |
| Duval County, FL | Mortgage lenders | 88% | 1,317 | 1,148 |
| El Paso County, CO | Mortgage lenders | 94% | 1,213 | 1,123 |
| El Paso County, TX | Mortgage lenders | 88% | 1,276 | 1,111 |
| Virginia Beach city, VA | Mortgage lenders | 95% | 1,110 | 1,053 |
The county markets where Mortgage Research Center, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Mortgage Research Center, LLC
What is Mortgage Research Center, LLC's mortgage approval rate?
Mortgage Research Center, LLC approved 74.0% of the 200,218 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.3 points below the 83.3% national rate for the same mix of loan types.
How often do borrowers take the loan Mortgage Research Center, LLC offers?
Borrowers accepted 99% of the loans Mortgage Research Center, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Mortgage Research Center, LLC make?
The typical home purchase mortgage loan Mortgage Research Center, LLC made was $305K; across all loan types its typical loan ran from $155K to $315K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Mortgage Research Center, LLC lend?
Mortgage Research Center, LLC decided applications in 51 of the states Fat Boy Data covers, most of them in Florida, Texas and North Carolina.
Can I apply to Mortgage Research Center, LLC directly?
Yes. Mortgage Research Center, LLC reports as a direct lender that takes applications from borrowers. Its website is mortgageresearchcenter.org.
Does this page show Mortgage Research Center, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Mortgage Research Center, LLC treats applications, then get a rate quote from the lender.