Lender profile · HMDA 2023–2025
American Bank & Trust Company, Inc. mortgage approval rates & lending data
American Bank & Trust Company, Inc. decided 592 mortgage applications and funded 560 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 114 / 126 | 97% | $255K | 111 |
| Refinance | 88% | 80 / 91 | 99% | $225K | 79 |
| Investment property purchase | 100% | 205 / 205 | 99% | $185K | 202 |
| Investment cash-out refinance | 100% | 29 / 29 | 100% | $175K | 29 |
| Investment refinance | 100% | 103 / 103 | 100% | $85K | 103 |
American Bank & Trust Company, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kentucky | 96% | $185K | 570 | 538 |
| Florida | 100% | $285K | 10 | 10 |
| Tennessee | 100% | $185K | 5 | 5 |
| Indiana | 100% | $105K | 4 | 4 |
| New York | 100% | $1.58M | 2 | 2 |
| Ohio | 100% | $215K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.