American Liberty Mortgage, Incorporated mortgage approval rate & lending review
American Liberty Mortgage, Incorporated decided 1,015 mortgage applications and funded 926 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions American Liberty Mortgage, Incorporated reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
American Liberty Mortgage, Incorporated at a glance
Approval is 9.9 points above the 84.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 691 / 733 | 97% | $395K | 671 |
| Cash-out refinance | 93% | 64 / 69 | 95% | $265K | 61 |
| Refinance | 95% | 158 / 166 | 97% | $395K | 154 |
| Investment property purchase | 97% | 37 / 38 | 92% | $315K | 34 |
American Liberty Mortgage, Incorporated lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 96% | $405K | 694 | 643 |
| Florida | 91% | $245K | 238 | 210 |
| North Carolina | 96% | $245K | 23 | 21 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where American Liberty Mortgage, Incorporated lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Jefferson County, CO | Refinance | 95% | 22 | 20 |
The county markets where American Liberty Mortgage, Incorporated made the most loans. Each link opens that market with every lender ranked.
Questions about American Liberty Mortgage, Incorporated
What is American Liberty Mortgage, Incorporated's mortgage approval rate?
American Liberty Mortgage, Incorporated approved 94.3% of the 1,015 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.9 points above the 84.4% national rate for the same mix of loan types.
How often do borrowers take the loan American Liberty Mortgage, Incorporated offers?
Borrowers accepted 97% of the loans American Liberty Mortgage, Incorporated approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does American Liberty Mortgage, Incorporated make?
The typical home purchase mortgage loan American Liberty Mortgage, Incorporated made was $395K; across all loan types its typical loan ran from $265K to $395K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does American Liberty Mortgage, Incorporated lend?
American Liberty Mortgage, Incorporated decided applications in 10 of the states Fat Boy Data covers, most of them in Colorado, Florida and North Carolina.
Can I apply to American Liberty Mortgage, Incorporated directly?
Yes. American Liberty Mortgage, Incorporated reports as a direct lender that takes applications from borrowers.
Does this page show American Liberty Mortgage, Incorporated's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how American Liberty Mortgage, Incorporated treats applications, then get a rate quote from the lender.