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refinance lenders · HMDA 2023–2025

Refinance lenders in Jefferson County, Colorado

Fat Boy Data analyzed mortgage refinance activity in Jefferson County, Colorado, home to Lakewood, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,359 applications were decided by 317 lenders between 2023 and 2025.

Jefferson County at a glance

317Active lenders60 with 20+ decisions
80.5%Market approval rate5,116 of 6,359 decided
$475KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,871 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County80.5%Colorado78.0%All 616 counties76.5%
Typical loan compared
Jefferson County$475KColorado$435KAll 616 counties$295K

What the data shows

FirstBank made the most mortgage refinances in Jefferson County, CO, 265 of them.

V.I.P. Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 20% approved of 206One lender: 30% approved of 151One lender: 33% approved of 57One lender: 41% approved of 54One lender: 50% approved of 26One lender: 51% approved of 144One lender: 54% approved of 105One lender: 60% approved of 35One lender: 61% approved of 38One lender: 62% approved of 55One lender: 63% approved of 59One lender: 65% approved of 46One lender: 66% approved of 32One lender: 67% approved of 48One lender: 67% approved of 113One lender: 70% approved of 73One lender: 75% approved of 20One lender: 76% approved of 34One lender: 77% approved of 22One lender: 78% approved of 51One lender: 80% approved of 168FirstBank: 81% approved of 338One lender: 82% approved of 51One lender: 83% approved of 162Rocket Mortgage, LLC: 83% approved of 298One lender: 84% approved of 37Credit Union of Denver: 85% approved of 249One lender: 86% approved of 93One lender: 86% approved of 22One lender: 86% approved of 37One lender: 88% approved of 24One lender: 88% approved of 33One lender: 88% approved of 108One lender: 88% approved of 94One lender: 89% approved of 82One lender: 90% approved of 20One lender: 90% approved of 31One lender: 91% approved of 35United Wholesale Mortgage, LLC: 92% approved of 957One lender: 92% approved of 48One lender: 93% approved of 58One lender: 94% approved of 96One lender: 94% approved of 54One lender: 95% approved of 110One lender: 95% approved of 74One lender: 95% approved of 39One lender: 95% approved of 20One lender: 95% approved of 22One lender: 96% approved of 27One lender: 97% approved of 58One lender: 97% approved of 39One lender: 98% approved of 83One lender: 98% approved of 45One lender: 98% approved of 103One lender: 98% approved of 57One lender: 100% approved of 33One lender: 100% approved of 28One lender: 100% approved of 26One lender: 100% approved of 23One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only92%876 / 95799%$525K863
2FirstBank81%275 / 33896%$155K265
3Rocket Mortgage, LLC83%248 / 29895%$495K236
4Credit Union of Denver85%212 / 249100%$105K212
5American Financing Corporation20%42 / 20679%$395K33

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 312 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Jefferson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Jefferson County

Wings Credit UnionU.S. Bank National AssociationDiscover BankLakeview Loan Servicing, LLCZions Bancorporation, N.A.Freedom Mortgage CorporationWesterra Credit UnionThird Federal Savings And Loan Association Of ClevelandCmg Mortgage, Inc.Pennymac Loan Services, LLCMutual of Omaha Mortgage, Inc.Canvas Credit UnionGuild Mortgage Company LLCFinance of America Reverse LLCCrosscountry Mortgage, LLCPNC Bank, National AssociationBank of America, National AssociationElevationsJPMorgan Chase Bank, National AssociationBellcoProvident Funding Associates, L.P.UMB Bank, National AssociationSpring Eq, LLCLongbridge Financial, LLCNewrez LLCOnity Mortgage CorporationFairway Independent Mortgage CorporationThe Huntington National BankAlliant Credit UnionGuaranteed Rate, Inc.

Other lending data for Jefferson County

Mortgage lenders in Jefferson CountyHome improvement loans in Jefferson CountyCash-out refinance in Jefferson CountyInvestment property purchase in Jefferson CountyInvestment cash-out refinance in Jefferson CountyInvestment refinance in Jefferson CountyInvestment home improvement in Jefferson County

Nearby markets

All lending in Jefferson CountyCounty overviewRefinance across ColoradoStatewideAdams CountyNearby countyArapahoe CountyNearby countyBoulder CountyNearby county