Androscoggin Savings Bank mortgage approval rate & lending review
Androscoggin Savings Bank decided 762 mortgage applications and funded 739 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Androscoggin Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Androscoggin Savings Bank at a glance
Approval is 12.1 points above the 85.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 558 / 571 | 100% | $495K | 556 |
| Cash-out refinance | 92% | 33 / 36 | 100% | $225K | 33 |
| Investment property purchase | 99% | 105 / 106 | 98% | $375K | 103 |
Androscoggin Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maine | 98% | $495K | 761 | 738 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Androscoggin Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cumberland County, ME | Mortgage lenders | 98% | 383 | 372 |
| Androscoggin County, ME | Mortgage lenders | 97% | 65 | 63 |
| Cumberland County, ME | Investment property purchase | 98% | 62 | 61 |
| Kennebec County, ME | Mortgage lenders | 100% | 60 | 60 |
| York County, ME | Mortgage lenders | 96% | 57 | 55 |
| Kennebec County, ME | Investment property purchase | 100% | 23 | 23 |
The county markets where Androscoggin Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Androscoggin Savings Bank
What is Androscoggin Savings Bank's mortgage approval rate?
Androscoggin Savings Bank approved 97.6% of the 762 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.1 points above the 85.6% national rate for the same mix of loan types.
How often do borrowers take the loan Androscoggin Savings Bank offers?
Borrowers accepted 99% of the loans Androscoggin Savings Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Androscoggin Savings Bank make?
The typical home purchase mortgage loan Androscoggin Savings Bank made was $495K; across all loan types its typical loan ran from $225K to $495K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Androscoggin Savings Bank lend?
Androscoggin Savings Bank decided applications in 2 of the states Fat Boy Data covers, most of them in Maine and New Hampshire.
Can I apply to Androscoggin Savings Bank directly?
Yes. Androscoggin Savings Bank is a bank or credit union with 9 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Androscoggin Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Androscoggin Savings Bank treats applications, then get a rate quote from the lender.