Kennebunk Savings Bank mortgage approval rate & lending review
Kennebunk Savings Bank decided 1,095 mortgage applications and funded 808 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Kennebunk Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Kennebunk Savings Bank at a glance
Approval is 1.9 points above the 73.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 184 / 223 | 99% | $355K | 182 |
| Home improvement loans | 70% | 292 / 416 | 97% | $75K | 282 |
| Cash-out refinance | 39% | 18 / 46 | 94% | $285K | 17 |
| Refinance | 78% | 161 / 207 | 99% | $165K | 159 |
| Investment property purchase | 92% | 118 / 128 | 100% | $425K | 118 |
| Investment refinance | 78% | 21 / 27 | 95% | $325K | 20 |
| Investment home improvement | 62% | 26 / 42 | 96% | $155K | 25 |
Kennebunk Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maine | 75% | $165K | 887 | 649 |
| New Hampshire | 78% | $375K | 207 | 159 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Kennebunk Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| York County, ME | Home improvement loans | 70% | 333 | 225 |
| York County, ME | Mortgage lenders | 82% | 168 | 135 |
| York County, ME | Refinance | 78% | 166 | 128 |
| York County, ME | Investment property purchase | 90% | 88 | 79 |
| Rockingham County, NH | Home improvement loans | 76% | 49 | 35 |
| Rockingham County, NH | Refinance | 88% | 25 | 22 |
| York County, ME | Investment home improvement | 58% | 31 | 18 |
| York County, ME | Cash-out refinance | 40% | 42 | 16 |
| Strafford County, NH | Home improvement loans | 62% | 24 | 15 |
The county markets where Kennebunk Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Kennebunk Savings Bank
What is Kennebunk Savings Bank's mortgage approval rate?
Kennebunk Savings Bank approved 75.3% of the 1,095 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.9 points above the 73.5% national rate for the same mix of loan types.
How often do borrowers take the loan Kennebunk Savings Bank offers?
Borrowers accepted 98% of the loans Kennebunk Savings Bank approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Kennebunk Savings Bank make?
The typical home improvement loan loan Kennebunk Savings Bank made was $75K; across all loan types its typical loan ran from $75K to $425K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Kennebunk Savings Bank lend?
Kennebunk Savings Bank decided applications in 3 of the states Fat Boy Data covers, most of them in Maine, New Hampshire and Massachusetts.
Can I apply to Kennebunk Savings Bank directly?
Yes. Kennebunk Savings Bank is a bank or credit union with 17 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Kennebunk Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Kennebunk Savings Bank treats applications, then get a rate quote from the lender.