The Camden National Bank mortgage approval rate & lending review
The Camden National Bank decided 2,957 mortgage applications and funded 2,634 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Camden National Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Camden National Bank at a glance
Approval is 12.9 points above the 77.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 1,156 / 1,216 | 99% | $455K | 1,148 |
| Home improvement loans | 84% | 545 / 646 | 97% | $105K | 530 |
| Cash-out refinance | 85% | 353 / 415 | 98% | $305K | 346 |
| Refinance | 95% | 115 / 121 | 98% | $475K | 113 |
| Investment property purchase | 95% | 356 / 374 | 99% | $485K | 351 |
| Investment cash-out refinance | 87% | 41 / 47 | 95% | $365K | 39 |
| Investment refinance | 88% | 44 / 50 | 100% | $165K | 44 |
| Investment home improvement | 73% | 64 / 88 | 98% | $275K | 63 |
The Camden National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maine | 90% | $455K | 2,533 | 2,254 |
| Massachusetts | 91% | $475K | 218 | 197 |
| New Hampshire | 87% | $375K | 137 | 117 |
| Florida | 97% | $525K | 30 | 29 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Camden National Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cumberland County, ME | Mortgage lenders | 98% | 385 | 373 |
| York County, ME | Mortgage lenders | 96% | 250 | 237 |
| York County, ME | Investment property purchase | 96% | 178 | 169 |
| Cumberland County, ME | Home improvement loans | 92% | 164 | 145 |
| Kennebec County, ME | Mortgage lenders | 92% | 158 | 145 |
| Penobscot County, ME | Mortgage lenders | 89% | 149 | 132 |
| Kennebec County, ME | Home improvement loans | 85% | 136 | 113 |
| Penobscot County, ME | Home improvement loans | 81% | 129 | 104 |
| York County, ME | Home improvement loans | 81% | 118 | 93 |
| York County, ME | Cash-out refinance | 94% | 88 | 80 |
| Cumberland County, ME | Cash-out refinance | 87% | 94 | 79 |
| Kennebec County, ME | Cash-out refinance | 79% | 99 | 77 |
The county markets where The Camden National Bank made the most loans. Each link opens that market with every lender ranked.
Questions about The Camden National Bank
What is The Camden National Bank's mortgage approval rate?
The Camden National Bank approved 90.4% of the 2,957 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.9 points above the 77.5% national rate for the same mix of loan types.
How often do borrowers take the loan The Camden National Bank offers?
Borrowers accepted 99% of the loans The Camden National Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Camden National Bank make?
The typical home purchase mortgage loan The Camden National Bank made was $455K; across all loan types its typical loan ran from $105K to $485K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Camden National Bank lend?
The Camden National Bank decided applications in 24 of the states Fat Boy Data covers, most of them in Maine, Massachusetts and New Hampshire.
Can I apply to The Camden National Bank directly?
Yes. The Camden National Bank is a bank or credit union with 73 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Camden National Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Camden National Bank treats applications, then get a rate quote from the lender.