Lender profile · HMDA 2023–2025
Kennebec Savings Bank mortgage approval rates & lending data
Kennebec Savings Bank decided 2,859 mortgage applications and funded 2,229 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 1,064 / 1,169 | 78% | $225K | 830 |
| Home improvement loans | 88% | 642 / 726 | 94% | $45K | 605 |
| Refinance | 89% | 551 / 622 | 95% | $105K | 524 |
| Investment property purchase | 92% | 195 / 211 | 85% | $215K | 166 |
| Investment refinance | 88% | 58 / 66 | 90% | $185K | 52 |
| Investment home improvement | 86% | 56 / 65 | 93% | $85K | 52 |
Kennebec Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maine | 90% | $105K | 2,859 | 2,229 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.