Armco Credit Union mortgage approval rate & lending review
Armco Credit Union decided 1,101 mortgage applications and funded 973 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Armco Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Armco Credit Union at a glance
Approval is 19.3 points above the 69.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 142 / 154 | 100% | $115K | 142 |
| Home improvement loans | 87% | 605 / 697 | 100% | $55K | 605 |
| Refinance | 89% | 172 / 193 | 100% | $85K | 172 |
Armco Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 88% | $55K | 1,101 | 973 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Armco Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Butler County, PA | Home improvement loans | 88% | 592 | 523 |
| Butler County, PA | Refinance | 89% | 177 | 158 |
| Butler County, PA | Mortgage lenders | 94% | 140 | 132 |
| Allegheny County, PA | Home improvement loans | 80% | 64 | 51 |
| Beaver County, PA | Home improvement loans | 70% | 20 | 14 |
The county markets where Armco Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Armco Credit Union
What is Armco Credit Union's mortgage approval rate?
Armco Credit Union approved 88.5% of the 1,101 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 19.3 points above the 69.2% national rate for the same mix of loan types.
How often do borrowers take the loan Armco Credit Union offers?
Borrowers accepted 100% of the loans Armco Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Armco Credit Union make?
The typical home improvement loan loan Armco Credit Union made was $55K; across all loan types its typical loan ran from $55K to $115K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Armco Credit Union lend?
Armco Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Pennsylvania.
Can I apply to Armco Credit Union directly?
Yes. Armco Credit Union is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Armco Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Armco Credit Union treats applications, then get a rate quote from the lender.