refinance lenders · HMDA 2023–2025

Refinance lenders in Butler County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Butler County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,359 applications were decided by 147 lenders between 2023 and 2025.

Butler County at a glance

147Active lenders18 with 20+ decisions
80.0%Market approval rate1,888 of 2,359 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,802 loans funded

How Butler County compares

Approval rate compared
Butler County80.0%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Butler County$125KPennsylvania$115KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in Butler County, PA, 230 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 92% of 26.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%One lender: 17% approved of 23One lender: 65% approved of 40One lender: 69% approved of 97First National Bank of Pennsylvania: 72% approved of 225One lender: 73% approved of 22One lender: 74% approved of 173Citizens Bank, National Association: 76% approved of 276One lender: 79% approved of 34One lender: 80% approved of 103One lender: 81% approved of 53Dollar Bank, Federal Savings Bank: 81% approved of 188One lender: 85% approved of 52PNC Bank, National Association: 86% approved of 273Armco Credit Union: 89% approved of 177One lender: 91% approved of 33One lender: 91% approved of 33One lender: 92% approved of 98One lender: 92% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Butler County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association76%209 / 27694%$175K197
2PNC Bank, National Association86%236 / 27397%$105K230
3First National Bank of Pennsylvania72%162 / 22599%$155K160
4Dollar Bank, Federal Savings Bank81%153 / 18894%$115K144
5Armco Credit Union89%158 / 177100%$85K158

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 142 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Butler County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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