Home›South Carolina›Richland County›Mortgage lenders
mortgage lenders · HMDA 2023–2025

Mortgage lenders in Richland County, South Carolina

Fat Boy Data analyzed home purchase mortgage activity in Richland County, South Carolina, home to Columbia, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 19,690 applications were decided by 458 lenders between 2023 and 2025.

Richland County at a glance

458Active lenders104 with 20+ decisions
85.8%Market approval rate16,894 of 19,690 decided
$245KTypical loanmedian lender, $10K brackets
96%Borrower take-up16,167 loans funded

How Richland County compares

Approval rate compared
Richland County85.8%South Carolina83.4%All 616 counties87.6%
Typical loan compared
Richland County$245KSouth Carolina$285KAll 616 counties$335K

What the data shows

Guild Mortgage Company LLC made the most home purchase mortgages in Richland County, SC, 1,409 of them.

Atlantic Bay Mortgage Group, L.L.C. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 88.

The typical home purchase mortgage here is $245K, 14% smaller than the South Carolina typical of $285K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 10% approved of 59One lender: 29% approved of 364One lender: 51% approved of 179Vanderbilt Mortgage and Finance, Inc.: 61% approved of 1,281One lender: 70% approved of 64One lender: 71% approved of 147One lender: 75% approved of 126One lender: 76% approved of 67One lender: 78% approved of 67One lender: 79% approved of 98One lender: 79% approved of 81One lender: 79% approved of 72One lender: 79% approved of 377One lender: 79% approved of 402One lender: 80% approved of 502One lender: 80% approved of 76One lender: 81% approved of 59One lender: 82% approved of 224One lender: 82% approved of 472One lender: 83% approved of 181One lender: 84% approved of 543One lender: 85% approved of 118One lender: 85% approved of 253One lender: 88% approved of 289One lender: 88% approved of 241Mortgage Research Center, LLC: 88% approved of 741One lender: 88% approved of 116One lender: 88% approved of 125One lender: 88% approved of 703One lender: 89% approved of 96One lender: 89% approved of 98One lender: 90% approved of 113One lender: 90% approved of 134One lender: 91% approved of 180One lender: 92% approved of 135One lender: 92% approved of 92One lender: 93% approved of 283One lender: 93% approved of 262Ameris Bank: 93% approved of 783One lender: 93% approved of 152One lender: 94% approved of 236One lender: 94% approved of 112One lender: 94% approved of 80One lender: 94% approved of 271One lender: 95% approved of 211One lender: 95% approved of 58Guild Mortgage Company LLC: 95% approved of 1,686One lender: 96% approved of 140One lender: 96% approved of 258One lender: 96% approved of 188One lender: 96% approved of 249One lender: 97% approved of 58One lender: 97% approved of 636One lender: 97% approved of 541First Heritage Mortgage, LLC: 97% approved of 823One lender: 98% approved of 383One lender: 98% approved of 64One lender: 99% approved of 297One lender: 99% approved of 86One lender: 100% approved of 88

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Richland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Guild Mortgage Company LLC95%1,606 / 1,68688%$225K1,409
2Vanderbilt Mortgage and Finance, Inc.61%782 / 1,28196%$255K750
3First Heritage Mortgage, LLC97%802 / 82399%$275K795
4Ameris Bank93%731 / 78399%$235K725
5Mortgage Research Center, LLC88%649 / 74199%$255K640

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 453 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Richland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Richland County

Other lending data for Richland County

Nearby markets