Augusta Mortgage Co. mortgage approval rate & lending review
Augusta Mortgage Co. decided 364 mortgage applications and funded 356 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Augusta Mortgage Co. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to blanchardandcalhoun.com.
Augusta Mortgage Co. at a glance
Approval is 12.7 points above the 87.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 328 / 328 | 98% | $295K | 322 |
Augusta Mortgage Co. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 100% | $295K | 324 | 317 |
| South Carolina | 100% | $265K | 40 | 39 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Augusta Mortgage Co. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Columbia County, GA | Mortgage lenders | 100% | 212 | 209 |
| Richmond County, GA | Mortgage lenders | 100% | 77 | 74 |
| Aiken County, SC | Mortgage lenders | 100% | 34 | 34 |
The county markets where Augusta Mortgage Co. made the most loans. Each link opens that market with every lender ranked.
Questions about Augusta Mortgage Co.
What is Augusta Mortgage Co.'s mortgage approval rate?
Augusta Mortgage Co. approved 99.7% of the 364 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.7 points above the 87.0% national rate for the same mix of loan types.
How often do borrowers take the loan Augusta Mortgage Co. offers?
Borrowers accepted 98% of the loans Augusta Mortgage Co. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Augusta Mortgage Co. make?
The typical home purchase mortgage loan Augusta Mortgage Co. made was $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Augusta Mortgage Co. lend?
Augusta Mortgage Co. decided applications in 2 of the states Fat Boy Data covers, most of them in Georgia and South Carolina.
Can I apply to Augusta Mortgage Co. directly?
Yes. Augusta Mortgage Co. reports as a direct lender that takes applications from borrowers. Its website is blanchardandcalhoun.com.
Does this page show Augusta Mortgage Co.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Augusta Mortgage Co. treats applications, then get a rate quote from the lender.