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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Richmond County, Georgia

Fat Boy Data analyzed home purchase mortgage activity in Richmond County, Georgia, home to Augusta, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,406 applications were decided by 270 lenders between 2023 and 2025.

Richmond County at a glance

270Active lenders48 with 20+ decisions
82.1%Market approval rate5,258 of 6,406 decided
$195KTypical loanmedian lender, $10K brackets
95%Borrower take-up5,009 loans funded

How Richmond County compares

Approval rate compared
Richmond County82.1%Georgia87.2%All 616 counties87.6%
Typical loan compared
Richmond County$195KGeorgia$355KAll 616 counties$335K

What the data shows

SouthState Bank, National Association made the most home purchase mortgages in Richmond County, GA, 644 of them.

Augusta Mortgage Co. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 77.

Lenders approved 82.1% of home purchase mortgage applications in Richmond County, GA, 5.1 percentage points below the Georgia rate of 87.2%.

The typical home purchase mortgage here is $195K, 45% smaller than the Georgia typical of $355K.

Approval rate of all 48 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 146Vanderbilt Mortgage and Finance, Inc.: 21% approved of 273One lender: 44% approved of 45One lender: 59% approved of 22One lender: 63% approved of 41One lender: 64% approved of 55One lender: 69% approved of 49One lender: 72% approved of 54One lender: 73% approved of 22One lender: 74% approved of 70One lender: 76% approved of 34One lender: 79% approved of 84Rocket Mortgage, LLC: 79% approved of 296One lender: 79% approved of 96One lender: 79% approved of 48One lender: 80% approved of 35One lender: 81% approved of 36One lender: 81% approved of 26One lender: 81% approved of 26One lender: 82% approved of 22One lender: 82% approved of 189One lender: 82% approved of 62One lender: 87% approved of 194One lender: 87% approved of 30One lender: 87% approved of 23One lender: 87% approved of 77One lender: 88% approved of 33Mortgage Research Center, LLC: 88% approved of 446One lender: 89% approved of 46One lender: 90% approved of 30SouthState Bank, National Association: 91% approved of 717One lender: 91% approved of 32One lender: 91% approved of 55One lender: 91% approved of 56One lender: 91% approved of 240One lender: 92% approved of 188One lender: 92% approved of 144Guild Mortgage Company LLC: 93% approved of 531One lender: 94% approved of 31One lender: 94% approved of 99One lender: 95% approved of 153One lender: 95% approved of 77One lender: 97% approved of 147One lender: 97% approved of 31One lender: 97% approved of 266One lender: 98% approved of 44One lender: 100% approved of 77One lender: 100% approved of 55

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Richmond County

LenderApprovalApprovedTaken upTypical loanLoans made
1SouthState Bank, National Association91%649 / 71799%$185K644
2Guild Mortgage Company LLC93%492 / 53190%$175K443
3Mortgage Research Center, LLC88%393 / 44699%$215K390
4Rocket Mortgage, LLC79%234 / 29698%$185K230
5Vanderbilt Mortgage and Finance, Inc.21%57 / 27391%$165K52

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 265 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Richmond County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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