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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Richmond County, Georgia

Fat Boy Data analyzed home purchase mortgage activity in Richmond County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,406 applications were decided by 270 lenders between 2023 and 2025.

Richmond County at a glance

270Active lenders48 with 20+ decisions
82.1%Market approval rate5,258 of 6,406 decided
$195KTypical loanmedian lender, $10K brackets
95%Borrower take-up5,009 loans funded

How Richmond County compares

Approval rate compared
Richmond County82.1%Georgia87.2%All 616 counties87.6%
Typical loan compared
Richmond County$195KGeorgia$355KAll 616 counties$335K

What the data shows

SouthState Bank, National Association made the most home purchase mortgages in Richmond County, GA, 644 of them.

Augusta Mortgage Co. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 77.

Lenders approved 82.1% of home purchase mortgage applications in Richmond County, GA, 5.1 percentage points below the Georgia rate of 87.2%.

The typical home purchase mortgage here is $195K, 45% smaller than the Georgia typical of $355K.

Approval rate of all 48 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 15% approved of 146Vanderbilt Mortgage and Finance, Inc.: 21% approved of 273Triad Financial Services, Inc.: 44% approved of 45American Financial Resources, Inc.: 59% approved of 22Pentagon Federal Credit Union: 63% approved of 41Bank of America, National Association: 64% approved of 55Wells Fargo Bank, National Association: 69% approved of 49Flagstar Bank, National Association: 72% approved of 54Truist Bank: 73% approved of 22USAA Federal Savings Bank: 74% approved of 70American Financial Network, Inc.: 76% approved of 34Srp: 79% approved of 84Rocket Mortgage, LLC: 79% approved of 296Security Federal Bank: 79% approved of 96Fairway Independent Mortgage Corporation: 79% approved of 48Freedom Mortgage Corporation: 80% approved of 35Pennymac Loan Services, LLC: 81% approved of 36First-Citizens Bank & Trust Company: 81% approved of 26Presidential Bank, FSB: 81% approved of 26First Community Bank: 82% approved of 22Navy Federal Credit Union: 82% approved of 189Regions Bank: 82% approved of 62United Wholesale Mortgage, LLC: 87% approved of 194Acopia, LLC: 87% approved of 30Atlantic Bay Mortgage Group, L.L.C.: 87% approved of 23Acrisure Mortgage, LLC: 87% approved of 77Banksouth Mortgage Company, LLC: 88% approved of 33Mortgage Research Center, LLC: 88% approved of 446Pinnacle Bank: 89% approved of 46Synovus Bank: 90% approved of 30SouthState Bank, National Association: 91% approved of 717JPMorgan Chase Bank, National Association: 91% approved of 32Mortgage Solutions of Colorado, LLC: 91% approved of 55Cadence Bank: 91% approved of 56Dhi Mortgage Company, Ltd.: 91% approved of 240New American Funding, LLC: 92% approved of 188Cardinal Financial Company, Limited Partnership: 92% approved of 144Guild Mortgage Company LLC: 93% approved of 531Planet Home Lending, LLC: 94% approved of 31Crosscountry Mortgage, LLC: 94% approved of 99Queensborough National Bank & Trust Company: 95% approved of 153Colony Bank: 95% approved of 77Ameris Bank: 97% approved of 147Equity Prime Mortgage LLC: 97% approved of 31Movement Mortgage, LLC: 97% approved of 266Towne Mortgage Company: 98% approved of 44Augusta Mortgage Co.: 100% approved of 77First Choice Mortgage, Inc.: 100% approved of 55

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Richmond County

LenderApprovalApprovedTaken upTypical loanLoans made
1SouthState Bank, National Association91%649 / 71799%$185K644
2Guild Mortgage Company LLC93%492 / 53190%$175K443
3Mortgage Research Center, LLC88%393 / 44699%$215K390
4Rocket Mortgage, LLC79%234 / 29698%$185K230
5Vanderbilt Mortgage and Finance, Inc.21%57 / 27391%$165K52

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 265 more lenders.

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Nearby markets

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