Aurora Financial, LLC mortgage approval rate & lending review
Aurora Financial, LLC decided 330 mortgage applications and funded 319 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Aurora Financial, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Aurora Financial, LLC at a glance
Approval is 12.8 points above the 85.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 257 / 260 | 98% | $445K | 253 |
| Refinance | 93% | 41 / 44 | 100% | $465K | 41 |
Aurora Financial, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 95% | $565K | 86 | 82 |
| Maryland | 96% | $465K | 54 | 51 |
| North Carolina | 100% | $415K | 43 | 41 |
| Texas | 100% | $385K | 28 | 28 |
| Florida | 100% | $395K | 25 | 24 |
| Georgia | 100% | $465K | 23 | 23 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Aurora Financial, LLC
What is Aurora Financial, LLC's mortgage approval rate?
Aurora Financial, LLC approved 97.9% of the 330 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.8 points above the 85.1% national rate for the same mix of loan types.
How often do borrowers take the loan Aurora Financial, LLC offers?
Borrowers accepted 99% of the loans Aurora Financial, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Aurora Financial, LLC make?
The typical home purchase mortgage loan Aurora Financial, LLC made was $445K; across all loan types its typical loan ran from $445K to $465K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Aurora Financial, LLC lend?
Aurora Financial, LLC decided applications in 16 of the states Fat Boy Data covers, most of them in Virginia, Maryland and North Carolina.
Can I apply to Aurora Financial, LLC directly?
Yes. Aurora Financial, LLC reports as a direct lender that takes applications from borrowers.
Does this page show Aurora Financial, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Aurora Financial, LLC treats applications, then get a rate quote from the lender.