First Savings Mortgage Corporation mortgage approval rate & lending review
First Savings Mortgage Corporation decided 5,042 mortgage applications and funded 4,979 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Savings Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to firstsavingsmortgage.com.
First Savings Mortgage Corporation at a glance
Approval is 12.7 points above the 86.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 4,132 / 4,182 | 100% | $605K | 4,132 |
| Cash-out refinance | 98% | 127 / 129 | 100% | $385K | 127 |
| Refinance | 100% | 416 / 418 | 100% | $665K | 416 |
| Investment property purchase | 97% | 248 / 255 | 100% | $365K | 248 |
| Investment cash-out refinance | 94% | 34 / 36 | 100% | $305K | 34 |
First Savings Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 99% | $625K | 2,192 | 2,163 |
| Maryland | 99% | $585K | 1,353 | 1,341 |
| District of Columbia | 99% | $605K | 1,348 | 1,328 |
| Florida | 97% | $465K | 63 | 61 |
| North Carolina | 100% | $415K | 35 | 35 |
| Delaware | 100% | $405K | 31 | 31 |
| South Carolina | 100% | $515K | 20 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Savings Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Fairfax County, VA | Mortgage lenders | 99% | 783 | 774 |
| Montgomery County, MD | Mortgage lenders | 99% | 656 | 651 |
| Arlington County, VA | Mortgage lenders | 98% | 277 | 271 |
| Prince William County, VA | Mortgage lenders | 98% | 236 | 232 |
| Alexandria city, VA | Mortgage lenders | 100% | 210 | 209 |
| Prince George's County, MD | Mortgage lenders | 99% | 151 | 149 |
| Loudoun County, VA | Mortgage lenders | 99% | 150 | 149 |
| Anne Arundel County, MD | Mortgage lenders | 100% | 109 | 109 |
| Fairfax County, VA | Refinance | 99% | 92 | 91 |
| Montgomery County, MD | Refinance | 100% | 81 | 81 |
| Stafford County, VA | Mortgage lenders | 100% | 66 | 66 |
| Howard County, MD | Mortgage lenders | 98% | 52 | 51 |
The county markets where First Savings Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about First Savings Mortgage Corporation
What is First Savings Mortgage Corporation's mortgage approval rate?
First Savings Mortgage Corporation approved 98.8% of the 5,042 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.7 points above the 86.0% national rate for the same mix of loan types.
How often do borrowers take the loan First Savings Mortgage Corporation offers?
Borrowers accepted 100% of the loans First Savings Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Savings Mortgage Corporation make?
The typical home purchase mortgage loan First Savings Mortgage Corporation made was $605K; across all loan types its typical loan ran from $305K to $665K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Savings Mortgage Corporation lend?
First Savings Mortgage Corporation decided applications in 7 of the states Fat Boy Data covers, most of them in Virginia, Maryland and District of Columbia.
Can I apply to First Savings Mortgage Corporation directly?
Yes. First Savings Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is firstsavingsmortgage.com.
Does this page show First Savings Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Savings Mortgage Corporation treats applications, then get a rate quote from the lender.