Intercoastal Mortgage, LLC mortgage approval rate & lending review
Intercoastal Mortgage, LLC decided 7,200 mortgage applications and funded 6,303 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Intercoastal Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to intercoastalmortgage.com.
Intercoastal Mortgage, LLC at a glance
Approval is 11.3 points above the 86.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 6,193 / 6,318 | 89% | $545K | 5,529 |
| Cash-out refinance | 95% | 155 / 163 | 91% | $365K | 141 |
| Refinance | 100% | 231 / 232 | 90% | $605K | 208 |
| Investment property purchase | 97% | 397 / 410 | 91% | $365K | 361 |
| Investment cash-out refinance | 97% | 38 / 39 | 89% | $255K | 34 |
| Investment refinance | 100% | 33 / 33 | 79% | $325K | 26 |
Intercoastal Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 98% | $595K | 3,728 | 3,421 |
| North Carolina | 99% | $325K | 1,316 | 1,043 |
| Maryland | 98% | $515K | 626 | 559 |
| South Carolina | 96% | $375K | 365 | 268 |
| West Virginia | 97% | $245K | 362 | 318 |
| District of Columbia | 98% | $545K | 254 | 222 |
| Florida | 93% | $445K | 169 | 138 |
| Tennessee | 94% | $295K | 136 | 120 |
| Pennsylvania | 93% | $255K | 55 | 50 |
| Texas | 98% | $465K | 45 | 40 |
| Ohio | 98% | $295K | 44 | 38 |
| Georgia | 100% | $415K | 40 | 36 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Intercoastal Mortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Fairfax County, VA | Mortgage lenders | 98% | 1,172 | 1,056 |
| Loudoun County, VA | Mortgage lenders | 98% | 1,119 | 1,042 |
| Prince William County, VA | Mortgage lenders | 98% | 394 | 361 |
| Montgomery County, MD | Mortgage lenders | 98% | 239 | 215 |
| Arlington County, VA | Mortgage lenders | 99% | 199 | 183 |
| Monongalia County, WV | Mortgage lenders | 96% | 190 | 166 |
| Alexandria city, VA | Mortgage lenders | 99% | 144 | 136 |
| Brunswick County, NC | Mortgage lenders | 99% | 149 | 122 |
| Berkeley County, WV | Mortgage lenders | 97% | 130 | 115 |
| Onslow County, NC | Mortgage lenders | 99% | 120 | 95 |
| Stafford County, VA | Mortgage lenders | 97% | 104 | 94 |
| Montgomery County, TN | Mortgage lenders | 95% | 77 | 67 |
The county markets where Intercoastal Mortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Intercoastal Mortgage, LLC
What is Intercoastal Mortgage, LLC's mortgage approval rate?
Intercoastal Mortgage, LLC approved 97.9% of the 7,200 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.3 points above the 86.7% national rate for the same mix of loan types.
How often do borrowers take the loan Intercoastal Mortgage, LLC offers?
Borrowers accepted 89% of the loans Intercoastal Mortgage, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Intercoastal Mortgage, LLC make?
The typical home purchase mortgage loan Intercoastal Mortgage, LLC made was $545K; across all loan types its typical loan ran from $255K to $605K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Intercoastal Mortgage, LLC lend?
Intercoastal Mortgage, LLC decided applications in 22 of the states Fat Boy Data covers, most of them in Virginia, North Carolina and Maryland.
Can I apply to Intercoastal Mortgage, LLC directly?
Yes. Intercoastal Mortgage, LLC reports as a direct lender that takes applications from borrowers. Its website is intercoastalmortgage.com.
Does this page show Intercoastal Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Intercoastal Mortgage, LLC treats applications, then get a rate quote from the lender.