First Heritage Mortgage, LLC mortgage approval rate & lending review
First Heritage Mortgage, LLC decided 15,852 mortgage applications and funded 15,366 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Heritage Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First Heritage Mortgage, LLC at a glance
Approval is 10.3 points above the 87.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 13,717 / 14,072 | 100% | $395K | 13,654 |
| Cash-out refinance | 88% | 124 / 141 | 98% | $415K | 121 |
| Refinance | 97% | 336 / 346 | 99% | $485K | 331 |
| Investment property purchase | 98% | 1,210 / 1,238 | 100% | $285K | 1,207 |
| Investment refinance | 96% | 25 / 26 | 100% | $255K | 25 |
First Heritage Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 98% | $555K | 5,573 | 5,455 |
| South Carolina | 98% | $285K | 3,286 | 3,185 |
| Maryland | 97% | $465K | 2,630 | 2,532 |
| Florida | 95% | $335K | 1,383 | 1,303 |
| North Carolina | 98% | $395K | 1,305 | 1,269 |
| Georgia | 97% | $395K | 1,167 | 1,130 |
| District of Columbia | 98% | $505K | 189 | 183 |
| Pennsylvania | 98% | $215K | 110 | 108 |
| West Virginia | 96% | $285K | 104 | 100 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Heritage Mortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Fairfax County, VA | Mortgage lenders | 98% | 1,115 | 1,093 |
| Prince George's County, MD | Mortgage lenders | 96% | 1,041 | 998 |
| Prince William County, VA | Mortgage lenders | 98% | 913 | 891 |
| Richland County, SC | Mortgage lenders | 97% | 823 | 795 |
| Henrico County, VA | Mortgage lenders | 98% | 647 | 632 |
| Loudoun County, VA | Mortgage lenders | 99% | 598 | 592 |
| Lexington County, SC | Mortgage lenders | 98% | 595 | 581 |
| Wake County, NC | Mortgage lenders | 99% | 552 | 547 |
| Montgomery County, MD | Mortgage lenders | 97% | 545 | 529 |
| Lake County, FL | Mortgage lenders | 97% | 448 | 433 |
| Chesterfield County, VA | Mortgage lenders | 97% | 443 | 430 |
| Greenville County, SC | Mortgage lenders | 98% | 399 | 388 |
The county markets where First Heritage Mortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about First Heritage Mortgage, LLC
What is First Heritage Mortgage, LLC's mortgage approval rate?
First Heritage Mortgage, LLC approved 97.4% of the 15,852 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.3 points above the 87.1% national rate for the same mix of loan types.
How often do borrowers take the loan First Heritage Mortgage, LLC offers?
Borrowers accepted 100% of the loans First Heritage Mortgage, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Heritage Mortgage, LLC make?
The typical home purchase mortgage loan First Heritage Mortgage, LLC made was $395K; across all loan types its typical loan ran from $255K to $485K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Heritage Mortgage, LLC lend?
First Heritage Mortgage, LLC decided applications in 18 of the states Fat Boy Data covers, most of them in Virginia, South Carolina and Maryland.
Can I apply to First Heritage Mortgage, LLC directly?
Yes. First Heritage Mortgage, LLC reports as a direct lender that takes applications from borrowers.
Does this page show First Heritage Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Heritage Mortgage, LLC treats applications, then get a rate quote from the lender.