Axia Financial, LLC mortgage approval rate & lending review
Axia Financial, LLC decided 3,268 mortgage applications and funded 2,941 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Axia Financial, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Axia Financial, LLC at a glance
Approval is 8.2 points above the 86.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,537 / 2,656 | 97% | $395K | 2,449 |
| Refinance | 87% | 321 / 371 | 88% | $345K | 284 |
| Investment property purchase | 95% | 163 / 171 | 94% | $275K | 153 |
| Investment refinance | 89% | 62 / 70 | 89% | $405K | 55 |
Axia Financial, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 92% | $615K | 915 | 784 |
| Nevada | 97% | $365K | 545 | 513 |
| Texas | 97% | $375K | 291 | 273 |
| Washington | 97% | $435K | 261 | 243 |
| Arizona | 94% | $395K | 235 | 212 |
| Utah | 97% | $425K | 156 | 149 |
| Minnesota | 98% | $285K | 152 | 142 |
| Idaho | 96% | $315K | 147 | 134 |
| Florida | 92% | $335K | 131 | 112 |
| Oregon | 100% | $455K | 62 | 61 |
| Illinois | 88% | $195K | 51 | 43 |
| Colorado | 92% | $355K | 37 | 33 |
| Indiana | 100% | $205K | 34 | 34 |
| South Carolina | 85% | $235K | 34 | 27 |
| North Carolina | 89% | $225K | 28 | 25 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Axia Financial, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Washoe County, NV | Mortgage lenders | 99% | 177 | 172 |
| Utah County, UT | Mortgage lenders | 100% | 77 | 76 |
| Canyon County, ID | Mortgage lenders | 94% | 72 | 66 |
| Mohave County, AZ | Mortgage lenders | 98% | 40 | 38 |
| Deschutes County, OR | Mortgage lenders | 100% | 33 | 32 |
| Sonoma County, CA | Mortgage lenders | 100% | 30 | 30 |
| Shasta County, CA | Mortgage lenders | 96% | 24 | 23 |
| Washoe County, NV | Refinance | 95% | 20 | 18 |
The county markets where Axia Financial, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Axia Financial, LLC
What is Axia Financial, LLC's mortgage approval rate?
Axia Financial, LLC approved 94.3% of the 3,268 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.2 points above the 86.1% national rate for the same mix of loan types.
How often do borrowers take the loan Axia Financial, LLC offers?
Borrowers accepted 95% of the loans Axia Financial, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Axia Financial, LLC make?
The typical home purchase mortgage loan Axia Financial, LLC made was $395K; across all loan types its typical loan ran from $275K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Axia Financial, LLC lend?
Axia Financial, LLC decided applications in 39 of the states Fat Boy Data covers, most of them in California, Nevada and Texas.
Can I apply to Axia Financial, LLC directly?
Yes. Axia Financial, LLC reports as a direct lender that takes applications from borrowers.
Does this page show Axia Financial, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Axia Financial, LLC treats applications, then get a rate quote from the lender.