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refinance lenders · HMDA 2023–2025

Refinance lenders in Washoe County, Nevada

Fat Boy Data analyzed mortgage refinance activity in Washoe County, Nevada, home to Reno, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,077 applications were decided by 200 lenders between 2023 and 2025.

Washoe County at a glance

200Active lenders35 with 20+ decisions
81.9%Market approval rate2,520 of 3,077 decided
$395KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,376 loans funded

How Washoe County compares

Approval rate compared
Washoe County81.9%Nevada77.2%All 616 counties76.5%
Typical loan compared
Washoe County$395KNevada$375KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Washoe County, NV, 191 of them.

JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 100% of 37.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%One lender: 36% approved of 86One lender: 50% approved of 26One lender: 54% approved of 56One lender: 63% approved of 131Bank of America, National Association: 64% approved of 148One lender: 73% approved of 51One lender: 74% approved of 42One lender: 76% approved of 25United Federal Credit Union: 77% approved of 191One lender: 78% approved of 27One lender: 80% approved of 40One lender: 82% approved of 109One lender: 84% approved of 37One lender: 84% approved of 82One lender: 84% approved of 32One lender: 85% approved of 40One lender: 86% approved of 28One lender: 86% approved of 28One lender: 86% approved of 79One lender: 86% approved of 29United Wholesale Mortgage, LLC: 87% approved of 229One lender: 88% approved of 25Rocket Mortgage, LLC: 90% approved of 219One lender: 92% approved of 60One lender: 92% approved of 66One lender: 94% approved of 70One lender: 95% approved of 139One lender: 95% approved of 20One lender: 95% approved of 20One lender: 96% approved of 51One lender: 96% approved of 27One lender: 97% approved of 32Freedom Mortgage Corporation: 98% approved of 143One lender: 100% approved of 37One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Washoe County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only87%200 / 22998%$485K195
2Rocket Mortgage, LLC90%198 / 21996%$395K191
3United Federal Credit Union77%147 / 19197%$135K143
4Bank of America, National Association64%95 / 14898%$125K93
5Freedom Mortgage Corporation98%140 / 14381%$455K113

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 195 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Washoe County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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