Lender profile · HMDA 2023–2025
Bank of O'Fallon mortgage approval rates & lending data
Bank of O'Fallon decided 284 mortgage applications and funded 272 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 119 / 120 | 96% | $195K | 114 |
| Cash-out refinance | 100% | 25 / 25 | 96% | $155K | 24 |
| Investment property purchase | 99% | 91 / 92 | 98% | $135K | 89 |
Bank of O'Fallon lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 99% | $135K | 272 | 262 |
| Missouri | 100% | $325K | 7 | 5 |
| Florida | 100% | $235K | 5 | 5 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.