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mortgage lenders · HMDA 2023–2025

Mortgage lenders in St. Clair County, Illinois

Fat Boy Data analyzed home purchase mortgage activity in St. Clair County, Illinois, home to Belleville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,721 applications were decided by 309 lenders between 2023 and 2025.

St. Clair County at a glance

309Active lenders70 with 20+ decisions
87.8%Market approval rate8,535 of 9,721 decided
$195KTypical loanmedian lender, $10K brackets
96%Borrower take-up8,183 loans funded

How St. Clair County compares

Approval rate compared
St. Clair County87.8%Illinois89.1%All 616 counties87.6%
Typical loan compared
St. Clair County$195KIllinois$285KAll 616 counties$335K

What the data shows

Mortgage Research Center, LLC made the most home purchase mortgages in St. Clair County, IL, 739 of them.

Bell Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 38.

The typical home purchase mortgage here is $195K, 32% smaller than the Illinois typical of $285K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 8% approved of 52One lender: 20% approved of 96One lender: 43% approved of 161One lender: 46% approved of 306One lender: 71% approved of 34One lender: 73% approved of 70One lender: 74% approved of 39One lender: 74% approved of 47One lender: 75% approved of 52One lender: 79% approved of 66One lender: 79% approved of 38One lender: 79% approved of 34One lender: 80% approved of 189One lender: 80% approved of 187One lender: 82% approved of 87One lender: 83% approved of 63One lender: 83% approved of 204One lender: 84% approved of 43One lender: 85% approved of 26One lender: 85% approved of 129One lender: 86% approved of 28One lender: 86% approved of 113One lender: 86% approved of 51One lender: 87% approved of 47One lender: 88% approved of 32One lender: 89% approved of 71One lender: 89% approved of 27One lender: 89% approved of 47One lender: 89% approved of 57One lender: 90% approved of 40One lender: 91% approved of 235FCB Banks: 92% approved of 469One lender: 92% approved of 26One lender: 93% approved of 56United Wholesale Mortgage, LLC: 93% approved of 472One lender: 93% approved of 29One lender: 93% approved of 90New American Funding, LLC: 93% approved of 485One lender: 93% approved of 212Mortgage Research Center, LLC: 94% approved of 801One lender: 94% approved of 33One lender: 94% approved of 300One lender: 94% approved of 411One lender: 95% approved of 181One lender: 96% approved of 269One lender: 96% approved of 176One lender: 96% approved of 26Delmar Financial Company: 96% approved of 820One lender: 97% approved of 352One lender: 97% approved of 89One lender: 97% approved of 120One lender: 97% approved of 31One lender: 97% approved of 36One lender: 97% approved of 74One lender: 99% approved of 140One lender: 99% approved of 100One lender: 100% approved of 38One lender: 100% approved of 30One lender: 100% approved of 29One lender: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in St. Clair County

LenderApprovalApprovedTaken upTypical loanLoans made
1Delmar Financial Company96%790 / 82091%$235K716
2Mortgage Research Center, LLC94%749 / 80199%$275K739
3New American Funding, LLC93%453 / 485100%$155K452
4United Wholesale Mortgage, LLCBroker only93%439 / 47298%$225K431
5FCB Banks92%430 / 469100%$195K428

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 304 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in St. Clair County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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