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investment property lenders · HMDA 2023–2025

Investment property lenders in St. Clair County, Illinois

Fat Boy Data analyzed investment property mortgage activity in St. Clair County, Illinois, home to Belleville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,332 applications were decided by 161 lenders between 2023 and 2025.

St. Clair County at a glance

161Active lenders15 with 20+ decisions
90.5%Market approval rate1,205 of 1,332 decided
$85KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,162 loans funded

How St. Clair County compares

Approval rate compared
St. Clair County90.5%Illinois88.1%All 616 counties87.5%
Typical loan compared
St. Clair County$85KIllinois$195KAll 616 counties$255K

What the data shows

FCB Banks made the most investment property mortgages in St. Clair County, IL, 140 of them.

Citizens Community Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.

The typical investment property mortgage here is $85K, 56% smaller than the Illinois typical of $195K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%One lender: 62% approved of 21One lender: 83% approved of 24United Wholesale Mortgage, LLC: 90% approved of 220One lender: 90% approved of 21Bpl Mortgage, LLC: 91% approved of 66One lender: 92% approved of 48FCB Banks: 95% approved of 149Bank of Belleville: 98% approved of 65Bank of O'Fallon: 99% approved of 74One lender: 100% approved of 36One lender: 100% approved of 31One lender: 100% approved of 23One lender: 100% approved of 23One lender: 100% approved of 22One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in St. Clair County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%199 / 220100%$85K199
2FCB Banks95%141 / 14999%$105K140
3Bank of O'Fallon99%73 / 74100%$135K73
4Bpl Mortgage, LLC91%60 / 6687%$65K52
5Bank of Belleville98%64 / 6591%$85K58

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 156 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in St. Clair County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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