Lender profile · HMDA 2023–2025
Baycoast Mortgage Company, LLC mortgage approval rates & lending data
Baycoast Mortgage Company, LLC decided 2,589 mortgage applications and funded 2,396 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 1,611 / 1,681 | 99% | $405K | 1,591 |
| Cash-out refinance | 83% | 168 / 202 | 94% | $305K | 158 |
| Refinance | 94% | 392 / 415 | 99% | $385K | 387 |
| Investment property purchase | 94% | 169 / 179 | 98% | $335K | 166 |
| Investment cash-out refinance | 83% | 40 / 48 | 95% | $355K | 38 |
| Investment refinance | 86% | 32 / 37 | 97% | $365K | 31 |
Baycoast Mortgage Company, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 93% | $405K | 1,670 | 1,527 |
| Rhode Island | 96% | $405K | 748 | 709 |
| Connecticut | 96% | $335K | 70 | 66 |
| Florida | 91% | $485K | 47 | 43 |
| New Hampshire | 86% | $385K | 21 | 18 |
| New Jersey | 100% | $575K | 10 | 10 |
| North Carolina | 100% | $615K | 6 | 6 |
| South Carolina | 100% | $355K | 6 | 6 |
| Virginia | 100% | $485K | 5 | 5 |
| Maryland | 100% | $495K | 3 | 3 |
| Pennsylvania | 100% | $95K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.