Baycoast Mortgage Company, LLC mortgage approval rate & lending review
Baycoast Mortgage Company, LLC decided 2,589 mortgage applications and funded 2,396 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Baycoast Mortgage Company, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to baycoastmortgage.com.
Baycoast Mortgage Company, LLC at a glance
Approval is 10.5 points above the 83.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 1,611 / 1,681 | 99% | $405K | 1,591 |
| Cash-out refinance | 83% | 168 / 202 | 94% | $305K | 158 |
| Refinance | 94% | 392 / 415 | 99% | $385K | 387 |
| Investment property purchase | 94% | 169 / 179 | 98% | $335K | 166 |
| Investment cash-out refinance | 83% | 40 / 48 | 95% | $355K | 38 |
| Investment refinance | 86% | 32 / 37 | 97% | $365K | 31 |
Baycoast Mortgage Company, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 93% | $405K | 1,670 | 1,527 |
| Rhode Island | 96% | $405K | 748 | 709 |
| Connecticut | 96% | $335K | 70 | 66 |
| Florida | 91% | $485K | 47 | 43 |
| New Hampshire | 86% | $385K | 21 | 18 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Baycoast Mortgage Company, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bristol County, MA | Mortgage lenders | 97% | 611 | 585 |
| Providence County, RI | Mortgage lenders | 97% | 364 | 348 |
| Bristol County, MA | Refinance | 93% | 158 | 143 |
| Worcester County, MA | Mortgage lenders | 92% | 156 | 143 |
| Bristol County, MA | Cash-out refinance | 84% | 127 | 101 |
| Plymouth County, MA | Mortgage lenders | 91% | 102 | 89 |
| Kent County, RI | Mortgage lenders | 96% | 84 | 80 |
| Providence County, RI | Refinance | 95% | 75 | 71 |
| Washington County, RI | Mortgage lenders | 98% | 60 | 59 |
| Providence County, RI | Investment property purchase | 96% | 55 | 51 |
| Bristol County, MA | Investment property purchase | 100% | 46 | 46 |
| Plymouth County, MA | Refinance | 100% | 26 | 26 |
The county markets where Baycoast Mortgage Company, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Baycoast Mortgage Company, LLC
What is Baycoast Mortgage Company, LLC's mortgage approval rate?
Baycoast Mortgage Company, LLC approved 94.1% of the 2,589 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.5 points above the 83.6% national rate for the same mix of loan types.
How often do borrowers take the loan Baycoast Mortgage Company, LLC offers?
Borrowers accepted 98% of the loans Baycoast Mortgage Company, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Baycoast Mortgage Company, LLC make?
The typical home purchase mortgage loan Baycoast Mortgage Company, LLC made was $405K; across all loan types its typical loan ran from $305K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Baycoast Mortgage Company, LLC lend?
Baycoast Mortgage Company, LLC decided applications in 11 of the states Fat Boy Data covers, most of them in Massachusetts, Rhode Island and Connecticut.
Can I apply to Baycoast Mortgage Company, LLC directly?
Yes. Baycoast Mortgage Company, LLC reports as a direct lender that takes applications from borrowers. Its website is baycoastmortgage.com.
Does this page show Baycoast Mortgage Company, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Baycoast Mortgage Company, LLC treats applications, then get a rate quote from the lender.