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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Worcester County, Massachusetts

Fat Boy Data analyzed home purchase mortgage activity in Worcester County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 26,360 applications were decided by 455 lenders between 2023 and 2025.

Worcester County at a glance

455Active lenders151 with 20+ decisions
91.0%Market approval rate23,990 of 26,360 decided
$395KTypical loanmedian lender, $10K brackets
98%Borrower take-up23,402 loans funded

How Worcester County compares

Approval rate compared
Worcester County91.0%Massachusetts91.1%All 616 counties87.6%
Typical loan compared
Worcester County$395KMassachusetts$485KAll 616 counties$335K

What the data shows

Total Mortgage Services, LLC made the most home purchase mortgages in Worcester County, MA, 1,163 of them.

Millbury Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 98% of 124.

The typical home purchase mortgage here is $395K, 19% smaller than the Massachusetts typical of $485K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 73% approved of 313First Technology: 74% approved of 491TD Bank, National Association: 76% approved of 170Citizens Bank, National Association: 78% approved of 364Rockland Trust Company: 80% approved of 208Webster First Federal Credit Union: 80% approved of 160Ocmbc, Inc.: 82% approved of 141All One: 83% approved of 246Bay State Savings Bank: 83% approved of 119Norwich Commercial Group, Inc.: 84% approved of 135Workers Federal Credit Union: 84% approved of 203Pennymac Loan Services, LLC: 85% approved of 158JPMorgan Chase Bank, National Association: 86% approved of 204Manufacturers and Traders Trust Company: 86% approved of 160Rocket Mortgage, LLC: 87% approved of 931Mortgage Research Center, LLC: 87% approved of 375Country Bank for Savings: 89% approved of 227METRO Credit Union: 89% approved of 155Harborone Mortgage, LLC: 89% approved of 206Cornerstone Bank: 89% approved of 322Berkshire Bank: 90% approved of 127Salem Five Mortgage Company, LLC: 91% approved of 302United Wholesale Mortgage, LLC: 91% approved of 1,636Fidelity Co-operative Bank: 91% approved of 249Embrace Home Loans, Inc.: 91% approved of 127Newrez LLC: 92% approved of 283Baycoast Mortgage Company, LLC: 92% approved of 156Central One Federal Credit Union: 92% approved of 118UniBank for Savings: 92% approved of 372Navy Federal Credit Union: 93% approved of 134Webster Five Cents Savings Bank: 93% approved of 136Bankesb: 93% approved of 275New Fed Mortgage, Corp.: 93% approved of 113Loandepot.Com, LLC: 93% approved of 157Movement Mortgage, LLC: 93% approved of 565Guaranteed Rate, Inc.: 93% approved of 1,227Envoy Mortgage, Ltd: 93% approved of 259Middlesex Savings Bank: 94% approved of 124Guaranteed Rate Affinity, LLC: 94% approved of 261Avidia Bank: 94% approved of 147Northpoint Mortgage, Inc.: 95% approved of 240Bay Equity LLC: 95% approved of 154Mortgage Equity Partners LLC: 95% approved of 145Pulte Mortgage LLC: 95% approved of 169U.S. Bank National Association: 95% approved of 192Guild Mortgage Company LLC: 96% approved of 933Fairway Independent Mortgage Corporation: 96% approved of 852Cmg Mortgage, Inc.: 96% approved of 770Radius Financial Group Inc.: 96% approved of 192Crosscountry Mortgage, LLC: 96% approved of 873American Neighborhood Mortgage Acceptance Company LLC: 96% approved of 295Emm Loans LLC: 96% approved of 153New American Funding, LLC: 97% approved of 444Clinton Savings Bank: 97% approved of 119Drew Mortgage Associates, Inc.: 97% approved of 189Total Mortgage Services, LLC: 97% approved of 1,204Washington Trust Mortgage Company LLC: 97% approved of 136Ross Mortgage Company, Inc.: 97% approved of 137Leader Bank, National Association: 98% approved of 904Millbury Federal Credit Union: 98% approved of 124

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Worcester County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only91%1,490 / 1,63699%$405K1,469
2Guaranteed Rate, Inc.93%1,145 / 1,22799%$405K1,138
3Total Mortgage Services, LLC97%1,167 / 1,204100%$315K1,163
4Guild Mortgage Company LLC96%892 / 93396%$355K853
5Rocket Mortgage, LLC87%809 / 93199%$375K801

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 450 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Worcester County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Worcester County

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Nearby markets

All lending in Worcester CountyCounty overviewMortgage lenders across MassachusettsStatewideHampden CountyNearby countyHampshire CountyNearby countyMiddlesex CountyNearby countyNorfolk CountyNearby county