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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Worcester County, Massachusetts

Fat Boy Data analyzed home purchase mortgage activity in Worcester County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 26,360 applications were decided by 455 lenders between 2023 and 2025.

Worcester County at a glance

455Active lenders151 with 20+ decisions
91.0%Market approval rate23,990 of 26,360 decided
$395KTypical loanmedian lender, $10K brackets
98%Borrower take-up23,402 loans funded

How Worcester County compares

Approval rate compared
Worcester County91.0%Massachusetts91.1%All 616 counties87.6%
Typical loan compared
Worcester County$395KMassachusetts$485KAll 616 counties$335K

What the data shows

Total Mortgage Services, LLC made the most home purchase mortgages in Worcester County, MA, 1,163 of them.

Millbury Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 98% of 124.

The typical home purchase mortgage here is $395K, 19% smaller than the Massachusetts typical of $485K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 73% approved of 313One lender: 74% approved of 491One lender: 76% approved of 170One lender: 78% approved of 364One lender: 80% approved of 208One lender: 80% approved of 160One lender: 82% approved of 141One lender: 83% approved of 246One lender: 83% approved of 119One lender: 84% approved of 135One lender: 84% approved of 203One lender: 85% approved of 158One lender: 86% approved of 204One lender: 86% approved of 160Rocket Mortgage, LLC: 87% approved of 931One lender: 87% approved of 375One lender: 89% approved of 227One lender: 89% approved of 155One lender: 89% approved of 206One lender: 89% approved of 322One lender: 90% approved of 127One lender: 91% approved of 302United Wholesale Mortgage, LLC: 91% approved of 1,636One lender: 91% approved of 249One lender: 91% approved of 127One lender: 92% approved of 283One lender: 92% approved of 156One lender: 92% approved of 118One lender: 92% approved of 372One lender: 93% approved of 134One lender: 93% approved of 136One lender: 93% approved of 275One lender: 93% approved of 113One lender: 93% approved of 157One lender: 93% approved of 565Guaranteed Rate, Inc.: 93% approved of 1,227One lender: 93% approved of 259One lender: 94% approved of 124One lender: 94% approved of 261One lender: 94% approved of 147One lender: 95% approved of 240One lender: 95% approved of 154One lender: 95% approved of 145One lender: 95% approved of 169One lender: 95% approved of 192Guild Mortgage Company LLC: 96% approved of 933One lender: 96% approved of 852One lender: 96% approved of 770One lender: 96% approved of 192One lender: 96% approved of 873One lender: 96% approved of 295One lender: 96% approved of 153One lender: 97% approved of 444One lender: 97% approved of 119One lender: 97% approved of 189Total Mortgage Services, LLC: 97% approved of 1,204One lender: 97% approved of 136One lender: 97% approved of 137One lender: 98% approved of 904One lender: 98% approved of 124

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Worcester County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only91%1,490 / 1,63699%$405K1,469
2Guaranteed Rate, Inc.93%1,145 / 1,22799%$405K1,138
3Total Mortgage Services, LLC97%1,167 / 1,204100%$315K1,163
4Guild Mortgage Company LLC96%892 / 93396%$355K853
5Rocket Mortgage, LLC87%809 / 93199%$375K801

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 450 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Worcester County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Worcester County

Leader Bank, National AssociationCrosscountry Mortgage, LLCFairway Independent Mortgage CorporationCmg Mortgage, Inc.Movement Mortgage, LLCFirst TechnologyNew American Funding, LLCMortgage Research Center, LLCUniBank for SavingsCitizens Bank, National AssociationCornerstone BankBank of America, National AssociationSalem Five Mortgage Company, LLCAmerican Neighborhood Mortgage Acceptance Company LLCNewrez LLCBankesbGuaranteed Rate Affinity, LLCEnvoy Mortgage, LtdFidelity Co-operative BankAll OneNorthpoint Mortgage, Inc.Country Bank for SavingsRockland Trust CompanyHarborone Mortgage, LLCJPMorgan Chase Bank, National AssociationWorkers Federal Credit UnionU.S. Bank National AssociationRadius Financial Group Inc.Drew Mortgage Associates, Inc.TD Bank, National Association

Other lending data for Worcester County

Home improvement loans in Worcester CountyCash-out refinance in Worcester CountyRefinance in Worcester CountyInvestment property purchase in Worcester CountyInvestment cash-out refinance in Worcester CountyInvestment refinance in Worcester CountyInvestment home improvement in Worcester County

Nearby markets

All lending in Worcester CountyCounty overviewMortgage lenders across MassachusettsStatewideHampden CountyNearby countyHampshire CountyNearby countyMiddlesex CountyNearby countyNorfolk CountyNearby county