Beacon Community Bank mortgage approval rate & lending review
Beacon Community Bank decided 320 mortgage applications and funded 281 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Beacon Community Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Beacon Community Bank at a glance
Approval is 6.8 points above the 84.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 166 / 181 | 97% | $715K | 161 |
| Investment property purchase | 93% | 78 / 84 | 95% | $665K | 74 |
Beacon Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 91% | $715K | 313 | 274 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Beacon Community Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Charleston County, SC | Mortgage lenders | 92% | 133 | 117 |
| Charleston County, SC | Investment property purchase | 93% | 73 | 65 |
The county markets where Beacon Community Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Beacon Community Bank
What is Beacon Community Bank's mortgage approval rate?
Beacon Community Bank approved 91.2% of the 320 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.8 points above the 84.5% national rate for the same mix of loan types.
How often do borrowers take the loan Beacon Community Bank offers?
Borrowers accepted 96% of the loans Beacon Community Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Beacon Community Bank make?
The typical home purchase mortgage loan Beacon Community Bank made was $715K; across all loan types its typical loan ran from $665K to $715K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Beacon Community Bank lend?
Beacon Community Bank decided applications in 3 of the states Fat Boy Data covers, most of them in South Carolina, North Carolina and Georgia.
Can I apply to Beacon Community Bank directly?
Yes. Beacon Community Bank is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Beacon Community Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Beacon Community Bank treats applications, then get a rate quote from the lender.