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investment property lenders · HMDA 2023–2025

Investment property lenders in Charleston County, South Carolina

Fat Boy Data analyzed investment property mortgage activity in Charleston County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,197 applications were decided by 391 lenders between 2023 and 2025.

Charleston County at a glance

391Active lenders41 with 20+ decisions
89.4%Market approval rate2,857 of 3,197 decided
$475KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,743 loans funded

How Charleston County compares

Approval rate compared
Charleston County89.4%South Carolina86.5%All 616 counties87.5%
Typical loan compared
Charleston County$475KSouth Carolina$225KAll 616 counties$255K

What the data shows

First-Citizens Bank & Trust Company made the most investment property mortgages in Charleston County, SC, 118 of them.

Citadel Servicing Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 118.

The typical investment property mortgage here is $475K, 111% larger than the South Carolina typical of $225K.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 15% approved of 34Navy Federal Credit Union: 40% approved of 35TD Bank, National Association: 80% approved of 66Rocket Mortgage, LLC: 82% approved of 61Truist Bank: 82% approved of 34U.S. Bank National Association: 83% approved of 23Wells Fargo Bank, National Association: 85% approved of 78Angel Oak Mortgage Solutions LLC: 85% approved of 20United Bank: 86% approved of 21United Wholesale Mortgage, LLC: 86% approved of 88Southern First Bank: 86% approved of 22Fairway Independent Mortgage Corporation: 88% approved of 33Lima One Capital, LLC: 88% approved of 25Cmg Mortgage, Inc.: 88% approved of 85First-Citizens Bank & Trust Company: 90% approved of 134Fifth Third Bank, National Association: 90% approved of 87Kiavi Funding, Inc.: 91% approved of 78SouthState Bank, National Association: 91% approved of 113JPMorgan Chase Bank, National Association: 91% approved of 57Pennymac Loan Services, LLC: 93% approved of 27First National Bank of Pennsylvania: 93% approved of 41Beacon Community Bank: 93% approved of 73Pinnacle Bank: 94% approved of 49Renasant Bank: 94% approved of 33Citibank, National Association: 94% approved of 35Bank of America, National Association: 95% approved of 82Direct Mortgage Loans, LLC: 95% approved of 21Charles Schwab Bank, SSB: 95% approved of 22First Home Mortgage Corporation: 96% approved of 23The Bank of South Carolina: 96% approved of 24First Reliance Bank: 96% approved of 25Movement Mortgage, LLC: 96% approved of 79Carolina One Mortgage, LLC: 97% approved of 33Ameris Bank: 98% approved of 45Morgan Stanley Private Bank, National Association: 98% approved of 52Citadel Servicing Corporation: 100% approved of 118First Capital Bank: 100% approved of 42Crosscountry Mortgage, LLC: 100% approved of 28ServisFirst Bank: 100% approved of 26Dominion Financial Services, LLC: 100% approved of 25Atlantic Coast Mortgage, LLC: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Charleston County

LenderApprovalApprovedTaken upTypical loanLoans made
1First-Citizens Bank & Trust Company90%120 / 13498%$665K118
2Citadel Servicing Corporation100%118 / 11897%$105K115
3SouthState Bank, National Association91%103 / 11398%$515K101
4United Wholesale Mortgage, LLCBroker only86%76 / 8899%$335K75
5Fifth Third Bank, National Association90%78 / 87100%$765K78

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 386 more lenders.

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Other lending data for Charleston County

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Nearby markets

All lending in Charleston CountyCounty overviewInvestment property purchase across South CarolinaStatewideBerkeley CountyNearby countyDorchester CountyNearby county