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investment property lenders · HMDA 2023–2025

Investment property lenders in Charleston County, South Carolina

Fat Boy Data analyzed investment property mortgage activity in Charleston County, South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,197 applications were decided by 391 lenders between 2023 and 2025.

Charleston County at a glance

391Active lenders41 with 20+ decisions
89.4%Market approval rate2,857 of 3,197 decided
$475KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,743 loans funded

How Charleston County compares

Approval rate compared
Charleston County89.4%South Carolina86.5%All 616 counties87.5%
Typical loan compared
Charleston County$475KSouth Carolina$225KAll 616 counties$255K

What the data shows

First-Citizens Bank & Trust Company made the most investment property mortgages in Charleston County, SC, 118 of them.

Citadel Servicing Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 118.

The typical investment property mortgage here is $475K, 111% larger than the South Carolina typical of $225K.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 34One lender: 40% approved of 35One lender: 80% approved of 66One lender: 82% approved of 61One lender: 82% approved of 34One lender: 83% approved of 23One lender: 85% approved of 78One lender: 85% approved of 20One lender: 86% approved of 21United Wholesale Mortgage, LLC: 86% approved of 88One lender: 86% approved of 22One lender: 88% approved of 33One lender: 88% approved of 25One lender: 88% approved of 85First-Citizens Bank & Trust Company: 90% approved of 134Fifth Third Bank, National Association: 90% approved of 87One lender: 91% approved of 78SouthState Bank, National Association: 91% approved of 113One lender: 91% approved of 57One lender: 93% approved of 27One lender: 93% approved of 41One lender: 93% approved of 73One lender: 94% approved of 49One lender: 94% approved of 33One lender: 94% approved of 35One lender: 95% approved of 82One lender: 95% approved of 21One lender: 95% approved of 22One lender: 96% approved of 23One lender: 96% approved of 24One lender: 96% approved of 25One lender: 96% approved of 79One lender: 97% approved of 33One lender: 98% approved of 45One lender: 98% approved of 52Citadel Servicing Corporation: 100% approved of 118One lender: 100% approved of 42One lender: 100% approved of 28One lender: 100% approved of 26One lender: 100% approved of 25One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Charleston County

LenderApprovalApprovedTaken upTypical loanLoans made
1First-Citizens Bank & Trust Company90%120 / 13498%$665K118
2Citadel Servicing Corporation100%118 / 11897%$105K115
3SouthState Bank, National Association91%103 / 11398%$515K101
4United Wholesale Mortgage, LLCBroker only86%76 / 8899%$335K75
5Fifth Third Bank, National Association90%78 / 87100%$765K78

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 386 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Charleston County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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