Blackhawk Bank mortgage approval rate & lending review
Blackhawk Bank decided 542 mortgage applications and funded 493 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Blackhawk Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Blackhawk Bank at a glance
Approval is 10.3 points above the 81.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 328 / 340 | 99% | $145K | 326 |
| Home improvement loans | 77% | 50 / 65 | 98% | $35K | 49 |
| Cash-out refinance | 83% | 55 / 66 | 98% | $65K | 54 |
| Investment property purchase | 97% | 35 / 36 | 100% | $95K | 35 |
Blackhawk Bank lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Blackhawk Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Winnebago County, IL | Mortgage lenders | 96% | 289 | 276 |
| Winnebago County, IL | Cash-out refinance | 85% | 47 | 39 |
| Rock County, WI | Mortgage lenders | 100% | 32 | 32 |
| Winnebago County, IL | Home improvement loans | 82% | 38 | 31 |
| Winnebago County, IL | Investment property purchase | 96% | 27 | 26 |
| Rock County, WI | Home improvement loans | 70% | 23 | 15 |
The county markets where Blackhawk Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Blackhawk Bank
What is Blackhawk Bank's mortgage approval rate?
Blackhawk Bank approved 91.7% of the 542 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.3 points above the 81.4% national rate for the same mix of loan types.
How often do borrowers take the loan Blackhawk Bank offers?
Borrowers accepted 99% of the loans Blackhawk Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Blackhawk Bank make?
The typical home purchase mortgage loan Blackhawk Bank made was $145K; across all loan types its typical loan ran from $35K to $145K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Blackhawk Bank lend?
Blackhawk Bank decided applications in 5 of the states Fat Boy Data covers, most of them in Illinois, Wisconsin and Florida.
Can I apply to Blackhawk Bank directly?
Yes. Blackhawk Bank reports as a direct lender that takes applications from borrowers.
Does this page show Blackhawk Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Blackhawk Bank treats applications, then get a rate quote from the lender.