Home›Illinois›Winnebago County›Investment property purchase
investment property lenders · HMDA 2023–2025

Investment property lenders in Winnebago County, Illinois

Fat Boy Data analyzed investment property mortgage activity in Winnebago County, Illinois, home to Rockford, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,392 applications were decided by 171 lenders between 2023 and 2025.

Winnebago County at a glance

171Active lenders17 with 20+ decisions
89.4%Market approval rate1,245 of 1,392 decided
$105KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,203 loans funded

How Winnebago County compares

Approval rate compared
Winnebago County89.4%Illinois88.1%All 616 counties87.5%
Typical loan compared
Winnebago County$105KIllinois$195KAll 616 counties$255K

What the data shows

GREENSTATE Credit Union made the most investment property mortgages in Winnebago County, IL, 152 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

The typical investment property mortgage here is $105K, 46% smaller than the Illinois typical of $195K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 21One lender: 71% approved of 21One lender: 74% approved of 23United Wholesale Mortgage, LLC: 81% approved of 81One lender: 85% approved of 20Bpl Mortgage, LLC: 87% approved of 68One lender: 90% approved of 21One lender: 91% approved of 34First Mid Bank & Trust, National Association: 92% approved of 72One lender: 92% approved of 36One lender: 92% approved of 26One lender: 96% approved of 27One lender: 98% approved of 41Byron Bank: 98% approved of 99One lender: 98% approved of 50GREENSTATE Credit Union: 98% approved of 162One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Winnebago County

LenderApprovalApprovedTaken upTypical loanLoans made
1GREENSTATE Credit Union98%159 / 16296%$105K152
2Byron Bank98%97 / 99100%$85K97
3United Wholesale Mortgage, LLCBroker only81%66 / 8198%$95K65
4First Mid Bank & Trust, National Association92%66 / 7298%$115K65
5Bpl Mortgage, LLC87%59 / 6888%$65K52

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 166 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Winnebago County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Winnebago County

Other lending data for Winnebago County

Nearby markets