BLC Community Bank mortgage approval rate & lending review
BLC Community Bank decided 250 mortgage applications and funded 237 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions BLC Community Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
BLC Community Bank at a glance
Approval is 13.2 points above the 84.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 166 / 166 | 96% | $305K | 159 |
| Refinance | 94% | 29 / 31 | 97% | $155K | 28 |
| Investment property purchase | 100% | 32 / 32 | 100% | $245K | 32 |
BLC Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 98% | $305K | 246 | 233 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where BLC Community Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Outagamie County, WI | Mortgage lenders | 100% | 117 | 111 |
| Outagamie County, WI | Refinance | 96% | 25 | 24 |
| Winnebago County, WI | Mortgage lenders | 100% | 24 | 23 |
| Outagamie County, WI | Investment property purchase | 100% | 20 | 20 |
The county markets where BLC Community Bank made the most loans. Each link opens that market with every lender ranked.
Questions about BLC Community Bank
What is BLC Community Bank's mortgage approval rate?
BLC Community Bank approved 98.0% of the 250 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.2 points above the 84.8% national rate for the same mix of loan types.
How often do borrowers take the loan BLC Community Bank offers?
Borrowers accepted 97% of the loans BLC Community Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does BLC Community Bank make?
The typical home purchase mortgage loan BLC Community Bank made was $305K; across all loan types its typical loan ran from $155K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does BLC Community Bank lend?
BLC Community Bank decided applications in 3 of the states Fat Boy Data covers, most of them in Wisconsin, Florida and Illinois.
Can I apply to BLC Community Bank directly?
Yes. BLC Community Bank is a bank or credit union with 1 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show BLC Community Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how BLC Community Bank treats applications, then get a rate quote from the lender.