Landmark Credit Union mortgage approval rate & lending review
Landmark Credit Union decided 17,638 mortgage applications and funded 14,023 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Landmark Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Landmark Credit Union at a glance
Approval is 12.4 points above the 70.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 3,246 / 3,556 | 98% | $215K | 3,168 |
| Home improvement loans | 82% | 6,935 / 8,469 | 94% | $65K | 6,550 |
| Cash-out refinance | 81% | 2,593 / 3,206 | 97% | $105K | 2,513 |
| Refinance | 82% | 1,495 / 1,833 | 96% | $105K | 1,435 |
| Investment property purchase | 89% | 267 / 300 | 96% | $165K | 255 |
| Investment cash-out refinance | 53% | 67 / 127 | 93% | $155K | 62 |
| Investment refinance | 57% | 24 / 42 | 100% | $205K | 24 |
| Investment home improvement | 19% | 20 / 105 | 80% | $45K | 16 |
Landmark Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 83% | $105K | 17,619 | 14,017 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Landmark Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Waukesha County, WI | Home improvement loans | 89% | 2,964 | 2,525 |
| Milwaukee County, WI | Home improvement loans | 74% | 3,348 | 2,305 |
| Milwaukee County, WI | Mortgage lenders | 91% | 1,515 | 1,345 |
| Waukesha County, WI | Mortgage lenders | 94% | 1,078 | 982 |
| Waukesha County, WI | Cash-out refinance | 87% | 1,089 | 923 |
| Milwaukee County, WI | Cash-out refinance | 76% | 1,249 | 914 |
| Washington County, WI | Home improvement loans | 89% | 892 | 751 |
| Waukesha County, WI | Refinance | 88% | 708 | 604 |
| Racine County, WI | Home improvement loans | 80% | 714 | 541 |
| Milwaukee County, WI | Refinance | 75% | 688 | 491 |
| Washington County, WI | Mortgage lenders | 92% | 359 | 322 |
| Racine County, WI | Mortgage lenders | 90% | 310 | 273 |
The county markets where Landmark Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Landmark Credit Union
What is Landmark Credit Union's mortgage approval rate?
Landmark Credit Union approved 83.0% of the 17,638 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.4 points above the 70.6% national rate for the same mix of loan types.
How often do borrowers take the loan Landmark Credit Union offers?
Borrowers accepted 96% of the loans Landmark Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Landmark Credit Union make?
The typical home improvement loan loan Landmark Credit Union made was $65K; across all loan types its typical loan ran from $45K to $215K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Landmark Credit Union lend?
Landmark Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in Wisconsin and Illinois.
Can I apply to Landmark Credit Union directly?
Yes. Landmark Credit Union is a bank or credit union with 40 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Landmark Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Landmark Credit Union treats applications, then get a rate quote from the lender.