Associated Bank, National Association mortgage approval rate & lending review
Associated Bank, National Association decided 16,113 mortgage applications and funded 11,637 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Associated Bank, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Associated Bank, National Association at a glance
Approval is 3.4 points below the 77.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 6,121 / 7,186 | 98% | $255K | 6,026 |
| Home improvement loans | 60% | 2,732 / 4,524 | 96% | $55K | 2,619 |
| Cash-out refinance | 59% | 297 / 507 | 97% | $185K | 287 |
| Refinance | 73% | 2,376 / 3,256 | 97% | $95K | 2,305 |
| Investment property purchase | 77% | 330 / 427 | 97% | $215K | 321 |
| Investment cash-out refinance | 54% | 29 / 54 | 100% | $155K | 29 |
| Investment refinance | 53% | 28 / 53 | 96% | $205K | 27 |
| Investment home improvement | 22% | 23 / 106 | 100% | $95K | 23 |
Associated Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 77% | $205K | 10,322 | 7,753 |
| Illinois | 67% | $265K | 3,740 | 2,437 |
| Minnesota | 74% | $325K | 1,588 | 1,147 |
| Missouri | 61% | $795K | 236 | 139 |
| Florida | 87% | $305K | 94 | 79 |
| Michigan | 35% | $445K | 37 | 12 |
| Arizona | 89% | $395K | 35 | 31 |
| Indiana | 69% | $265K | 29 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Associated Bank, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Milwaukee County, WI | Mortgage lenders | 89% | 1,002 | 875 |
| Cook County, IL | Mortgage lenders | 78% | 1,075 | 814 |
| Brown County, WI | Mortgage lenders | 91% | 729 | 655 |
| Waukesha County, WI | Mortgage lenders | 86% | 493 | 421 |
| Brown County, WI | Home improvement loans | 70% | 485 | 323 |
| Waukesha County, WI | Home improvement loans | 72% | 398 | 271 |
| Milwaukee County, WI | Home improvement loans | 49% | 569 | 265 |
| Waukesha County, WI | Refinance | 77% | 351 | 261 |
| Brown County, WI | Refinance | 79% | 325 | 249 |
| Milwaukee County, WI | Refinance | 73% | 324 | 232 |
| Hennepin County, MN | Mortgage lenders | 83% | 260 | 215 |
| Winnebago County, WI | Mortgage lenders | 94% | 227 | 213 |
The county markets where Associated Bank, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Associated Bank, National Association
What is Associated Bank, National Association's mortgage approval rate?
Associated Bank, National Association approved 74.1% of the 16,113 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.4 points below the 77.4% national rate for the same mix of loan types.
How often do borrowers take the loan Associated Bank, National Association offers?
Borrowers accepted 97% of the loans Associated Bank, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Associated Bank, National Association make?
The typical home purchase mortgage loan Associated Bank, National Association made was $255K; across all loan types its typical loan ran from $55K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Associated Bank, National Association lend?
Associated Bank, National Association decided applications in 17 of the states Fat Boy Data covers, most of them in Wisconsin, Illinois and Minnesota.
Can I apply to Associated Bank, National Association directly?
Yes. Associated Bank, National Association is a bank or credit union with 216 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Associated Bank, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Associated Bank, National Association treats applications, then get a rate quote from the lender.