University Of Wisconsin Credit Union mortgage approval rate & lending review
University Of Wisconsin Credit Union decided 20,275 mortgage applications and funded 17,475 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions University Of Wisconsin Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
University Of Wisconsin Credit Union at a glance
Approval is 13.3 points above the 74.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 4,941 / 5,116 | 100% | $325K | 4,930 |
| Home improvement loans | 87% | 5,376 / 6,177 | 96% | $65K | 5,152 |
| Cash-out refinance | 75% | 499 / 665 | 100% | $225K | 497 |
| Refinance | 86% | 6,724 / 7,863 | 98% | $115K | 6,569 |
| Investment property purchase | 90% | 207 / 229 | 100% | $245K | 207 |
| Investment cash-out refinance | 60% | 37 / 62 | 100% | $115K | 37 |
| Investment refinance | 56% | 48 / 86 | 98% | $155K | 47 |
| Investment home improvement | 47% | 36 / 77 | 100% | $105K | 36 |
University Of Wisconsin Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 88% | $115K | 19,929 | 17,178 |
| Illinois | 87% | $185K | 211 | 179 |
| Minnesota | 94% | $155K | 130 | 118 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where University Of Wisconsin Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Dane County, WI | Refinance | 88% | 4,378 | 3,760 |
| Dane County, WI | Mortgage lenders | 97% | 2,875 | 2,794 |
| Dane County, WI | Home improvement loans | 91% | 3,081 | 2,688 |
| Milwaukee County, WI | Refinance | 81% | 1,543 | 1,209 |
| Milwaukee County, WI | Home improvement loans | 78% | 1,577 | 1,185 |
| Milwaukee County, WI | Mortgage lenders | 95% | 993 | 939 |
| Waukesha County, WI | Refinance | 87% | 877 | 744 |
| Waukesha County, WI | Home improvement loans | 89% | 645 | 554 |
| Waukesha County, WI | Mortgage lenders | 98% | 410 | 400 |
| Dane County, WI | Cash-out refinance | 78% | 346 | 267 |
| Rock County, WI | Refinance | 79% | 253 | 196 |
| Rock County, WI | Home improvement loans | 88% | 216 | 184 |
The county markets where University Of Wisconsin Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about University Of Wisconsin Credit Union
What is University Of Wisconsin Credit Union's mortgage approval rate?
University Of Wisconsin Credit Union approved 88.1% of the 20,275 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.3 points above the 74.8% national rate for the same mix of loan types.
How often do borrowers take the loan University Of Wisconsin Credit Union offers?
Borrowers accepted 98% of the loans University Of Wisconsin Credit Union approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does University Of Wisconsin Credit Union make?
The typical mortgage refinance loan University Of Wisconsin Credit Union made was $115K; across all loan types its typical loan ran from $65K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does University Of Wisconsin Credit Union lend?
University Of Wisconsin Credit Union decided applications in 8 of the states Fat Boy Data covers, most of them in Wisconsin, Illinois and Minnesota.
Can I apply to University Of Wisconsin Credit Union directly?
Yes. University Of Wisconsin Credit Union is a bank or credit union with 42 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show University Of Wisconsin Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how University Of Wisconsin Credit Union treats applications, then get a rate quote from the lender.