Cedar Falls Community Credit Union mortgage approval rate & lending review
Cedar Falls Community Credit Union decided 320 mortgage applications and funded 303 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Cedar Falls Community Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Cedar Falls Community Credit Union at a glance
Approval is 20.3 points above the 76.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 74 / 75 | 96% | $135K | 71 |
| Home improvement loans | 94% | 34 / 36 | 100% | $55K | 34 |
| Cash-out refinance | 94% | 64 / 68 | 94% | $65K | 60 |
| Refinance | 99% | 67 / 68 | 99% | $55K | 66 |
| Investment property purchase | 100% | 34 / 34 | 100% | $115K | 34 |
Cedar Falls Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 97% | $65K | 309 | 292 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Cedar Falls Community Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Black Hawk County, IA | Refinance | 98% | 65 | 63 |
| Black Hawk County, IA | Mortgage lenders | 98% | 61 | 59 |
| Black Hawk County, IA | Cash-out refinance | 94% | 64 | 56 |
| Black Hawk County, IA | Home improvement loans | 94% | 35 | 33 |
| Black Hawk County, IA | Investment property purchase | 100% | 27 | 27 |
| Black Hawk County, IA | Investment refinance | 96% | 23 | 22 |
The county markets where Cedar Falls Community Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Cedar Falls Community Credit Union
What is Cedar Falls Community Credit Union's mortgage approval rate?
Cedar Falls Community Credit Union approved 97.2% of the 320 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 20.3 points above the 76.9% national rate for the same mix of loan types.
How often do borrowers take the loan Cedar Falls Community Credit Union offers?
Borrowers accepted 97% of the loans Cedar Falls Community Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Cedar Falls Community Credit Union make?
The typical home purchase mortgage loan Cedar Falls Community Credit Union made was $135K; across all loan types its typical loan ran from $55K to $135K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Cedar Falls Community Credit Union lend?
Cedar Falls Community Credit Union decided applications in 7 of the states Fat Boy Data covers, most of them in Iowa, Florida and Arizona.
Can I apply to Cedar Falls Community Credit Union directly?
Yes. Cedar Falls Community Credit Union is a bank or credit union with 3 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Cedar Falls Community Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Cedar Falls Community Credit Union treats applications, then get a rate quote from the lender.