Lender profile · HMDA 2023–2025
Cedar Falls Community Credit Union mortgage approval rates & lending data
Cedar Falls Community Credit Union decided 320 mortgage applications and funded 303 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 74 / 75 | 96% | $135K | 71 |
| Home improvement loans | 94% | 34 / 36 | 100% | $55K | 34 |
| Cash-out refinance | 94% | 64 / 68 | 94% | $65K | 60 |
| Refinance | 99% | 67 / 68 | 99% | $55K | 66 |
| Investment property purchase | 100% | 34 / 34 | 100% | $115K | 34 |
Cedar Falls Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 97% | $65K | 309 | 292 |
| Florida | 100% | $275K | 6 | 6 |
| Arizona | 100% | $315K | 1 | 1 |
| Colorado | 100% | $415K | 1 | 1 |
| Minnesota | 100% | $145K | 1 | 1 |
| North Carolina | 100% | $165K | 1 | 1 |
| Oregon | 100% | $425K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.