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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Black Hawk County, Iowa

Fat Boy Data analyzed cash-out refinance activity in Black Hawk County, Iowa to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,141 applications were decided by 69 lenders between 2023 and 2025.

Black Hawk County at a glance

69Active lenders12 with 20+ decisions
75.2%Market approval rate858 of 1,141 decided
$95KTypical loanmedian lender, $10K brackets
94%Borrower take-up810 loans funded

How Black Hawk County compares

Approval rate compared
Black Hawk County75.2%Iowa71.7%All 616 counties68.2%
Typical loan compared
Black Hawk County$95KIowa$135KAll 616 counties$155K

What the data shows

GREENSTATE Credit Union made the most cash-out refinances in Black Hawk County, IA, 252 of them.

That is 31% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Veridian Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 94% of 209.

The typical cash-out refinance here is $95K, 30% smaller than the Iowa typical of $135K.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 21% approved of 48Dupaco Community: 43% approved of 42Loandepot.Com, LLC: 46% approved of 28New Day Financial, LLC: 48% approved of 23Empeople Credit Union: 69% approved of 52United Wholesale Mortgage, LLC: 73% approved of 26Rocket Mortgage, LLC: 75% approved of 87Farmers State Bank: 78% approved of 36U.S. Bank National Association: 84% approved of 25GREENSTATE Credit Union: 87% approved of 302Cedar Falls Community Credit Union: 94% approved of 64Veridian Credit Union: 94% approved of 209

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Black Hawk County

LenderApprovalApprovedTaken upTypical loanLoans made
1GREENSTATE Credit Union87%264 / 30295%$55K252
2Veridian Credit Union94%197 / 20997%$125K191
3Rocket Mortgage, LLC75%65 / 87100%$125K65
4Cedar Falls Community Credit Union94%60 / 6493%$65K56
5Empeople Credit Union69%36 / 5297%$95K35

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 64 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Black Hawk County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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