Home›Iowa›Black Hawk County›Mortgage lenders
mortgage lenders · HMDA 2023–2025

Mortgage lenders in Black Hawk County, Iowa

Fat Boy Data analyzed home purchase mortgage activity in Black Hawk County, Iowa, home to Waterloo, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,513 applications were decided by 153 lenders between 2023 and 2025.

Black Hawk County at a glance

153Active lenders25 with 20+ decisions
92.2%Market approval rate5,085 of 5,513 decided
$155KTypical loanmedian lender, $10K brackets
97%Borrower take-up4,935 loans funded

How Black Hawk County compares

Approval rate compared
Black Hawk County92.2%Iowa92.2%All 616 counties87.6%
Typical loan compared
Black Hawk County$155KIowa$205KAll 616 counties$335K

What the data shows

Veridian Credit Union made the most home purchase mortgages in Black Hawk County, IA, 2,071 of them.

That is 42% of every home purchase mortgage originated here, so this market is unusually concentrated in one lender.

Dupaco Community approved the highest share of applications among lenders with at least 20 decisions here, 100% of 81.

The typical home purchase mortgage here is $155K, 24% smaller than the Iowa typical of $205K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 22% approved of 198One lender: 31% approved of 83One lender: 76% approved of 25One lender: 84% approved of 51One lender: 87% approved of 112One lender: 90% approved of 31One lender: 91% approved of 65One lender: 91% approved of 22One lender: 91% approved of 47One lender: 92% approved of 37Iowa Bankers Mortgage Corporation: 93% approved of 131One lender: 93% approved of 30One lender: 96% approved of 92One lender: 96% approved of 24Farmers State Bank: 97% approved of 196One lender: 97% approved of 35Veridian Credit Union: 98% approved of 2,167One lender: 98% approved of 43GREENSTATE Credit Union: 98% approved of 1,423One lender: 98% approved of 61One lender: 99% approved of 104One lender: 100% approved of 81One lender: 100% approved of 36One lender: 100% approved of 34One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Black Hawk County

LenderApprovalApprovedTaken upTypical loanLoans made
1Veridian Credit Union98%2,116 / 2,16798%$125K2,071
2GREENSTATE Credit Union98%1,391 / 1,42399%$155K1,373
321St Mortgage Corporation22%43 / 19893%$25K40
4Farmers State Bank97%190 / 19680%$175K152
5Iowa Bankers Mortgage Corporation93%122 / 13197%$185K118

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 148 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Black Hawk County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Black Hawk County

Other lending data for Black Hawk County

Nearby markets