Choice Financial Group mortgage approval rate & lending review
Choice Financial Group decided 339 mortgage applications and funded 319 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Choice Financial Group reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Choice Financial Group at a glance
Approval is 11.1 points above the 85.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 205 / 207 | 98% | $285K | 200 |
| Investment property purchase | 99% | 81 / 82 | 98% | $255K | 79 |
Choice Financial Group lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Dakota | 99% | $285K | 139 | 134 |
| Minnesota | 96% | $385K | 99 | 93 |
| Arizona | 94% | $1.03M | 52 | 47 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Choice Financial Group
What is Choice Financial Group's mortgage approval rate?
Choice Financial Group approved 96.8% of the 339 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.1 points above the 85.7% national rate for the same mix of loan types.
How often do borrowers take the loan Choice Financial Group offers?
Borrowers accepted 97% of the loans Choice Financial Group approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Choice Financial Group make?
The typical home purchase mortgage loan Choice Financial Group made was $285K; across all loan types its typical loan ran from $255K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Choice Financial Group lend?
Choice Financial Group decided applications in 24 of the states Fat Boy Data covers, most of them in North Dakota, Minnesota and Arizona.
Can I apply to Choice Financial Group directly?
Yes. Choice Financial Group is a bank or credit union with 18 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Choice Financial Group's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Choice Financial Group treats applications, then get a rate quote from the lender.