Lender profile · HMDA 2023–2025
First Western Bank & Trust mortgage approval rates & lending data
First Western Bank & Trust decided 401 mortgage applications and funded 374 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 164 / 177 | 99% | $285K | 163 |
| Refinance | 93% | 25 / 27 | 92% | $195K | 23 |
| Investment property purchase | 100% | 166 / 166 | 97% | $165K | 161 |
First Western Bank & Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Dakota | 96% | $165K | 255 | 238 |
| Minnesota | 94% | $295K | 104 | 98 |
| Florida | 100% | $255K | 13 | 13 |
| Arizona | 89% | $305K | 9 | 7 |
| South Dakota | 100% | $385K | 7 | 7 |
| Colorado | 100% | $135K | 3 | 2 |
| Illinois | 100% | $205K | 2 | 2 |
| Texas | 100% | $225K | 2 | 2 |
| Georgia | 100% | $245K | 1 | 1 |
| Indiana | 0% | — | 1 | 0 |
| Iowa | 100% | $365K | 1 | 1 |
| New Mexico | 100% | $535K | 1 | 1 |
| Ohio | 100% | $175K | 1 | 1 |
| Wisconsin | 100% | $125K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.