First Community Credit Union (North Dakota) mortgage approval rate & lending review
First Community Credit Union (North Dakota) decided 364 mortgage applications and funded 341 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Community Credit Union (North Dakota) reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First Community Credit Union (North Dakota) at a glance
Approval is 10.5 points above the 83.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 201 / 210 | 100% | $265K | 201 |
| Cash-out refinance | 87% | 53 / 61 | 98% | $55K | 52 |
| Investment property purchase | 97% | 61 / 63 | 100% | $225K | 61 |
First Community Credit Union (North Dakota) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Dakota | 94% | $265K | 351 | 328 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about First Community Credit Union (North Dakota)
What is First Community Credit Union (North Dakota)'s mortgage approval rate?
First Community Credit Union (North Dakota) approved 94.0% of the 364 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.5 points above the 83.4% national rate for the same mix of loan types.
How often do borrowers take the loan First Community Credit Union (North Dakota) offers?
Borrowers accepted 100% of the loans First Community Credit Union (North Dakota) approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Community Credit Union (North Dakota) make?
The typical home purchase mortgage loan First Community Credit Union (North Dakota) made was $265K; across all loan types its typical loan ran from $55K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Community Credit Union (North Dakota) lend?
First Community Credit Union (North Dakota) decided applications in 4 of the states Fat Boy Data covers, most of them in North Dakota, Minnesota and Arizona.
Can I apply to First Community Credit Union (North Dakota) directly?
Yes. First Community Credit Union (North Dakota) is a bank or credit union with 111 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First Community Credit Union (North Dakota)'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Community Credit Union (North Dakota) treats applications, then get a rate quote from the lender.